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Life Insurance for Seniors Who Smoke at Affordable Rates
Date:1/8/2014

(PRWEB) January 08, 2014

Affordableseniorlifeinsurance.com has released a blog explaining how to find life insurance for seniors who smoke, at affordable rates.

Many seniors want to purchase life insurance in order to pay for funeral expenses. Life insurance proceedings are paid only after the insured dies, but the beneficiaries (the ones who receive the benefit) will be able to cover the burial expenses of the deceased insured. Since a funeral can cost more than $10,000, life coverage is important. Seniors who smoke will have to pay more for a policy, but by comparing quotes they can reduce the total cost of a plan.

Life coverage is guaranteed in exchange for monthly premiums which have to be paid by the insured or the policyholder. The cost of premiums is influenced by the insured’s medical condition, age, profession, body weight, height and gender. Since seniors have an advanced age and their medical condition may not be perfect, they will pay higher premiums. If on top of this, they also smoke, the price will be even higher.

If quitting is not an option, seniors who need life insurance will have to compare quotes to find an insurance provider willing to sell them a plan. The easiest way to qualify for coverage is by applying for a no medical exam life insurance policy like simplified issue or final expense insurance. These plans are perfect for seniors who want to cover their burial expenses in a fast, convenient way.

“Seniors who smoke can find affordable life insurance policies by comparing quotes from several providers. They can also purchase policies that do not require medical examinations,” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://www.affordableseniorlifeinsurance.com.

Read the full story at http://www.prweb.com/releases/affordablelifeinsurance/lifeinsuranceforsmokers/prweb11467783.htm.


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Source: PRWeb
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