Houston, Texas (PRWEB) April 03, 2013
For homeowners and renters alike, the threat of a fire can be something that hits all too close to home. Experts say that when it comes to fires, they often start in the kitchen. However, not all fires have the same impact. A small kitchen fire can end there, or it can quickly take over the entire home. Last month, one small fire turned into a huge disaster in north Houston, according to the Houston Chron. What started out as an isolated fire, quickly spread and winds carried the flames over to several other apartment buildings causing damage in 60 units in the complex.
Despite the fact that there were no serious injuries, dense black smoke and flames overtook the apartment complex, causing residents to flee and leave all of their belongings behind. Not only are the residents left with nowhere to go, but they must also face the reality that most, if not all, of their personal possessions were likely scorched by the flames. At Noltensmeyer Insurance Services, LLC, the agents fear that renters in this situation may not understand the liability limits and importance of renter’s insurance.
As a renter, the landlord’s homeowner’s insurance policy does not cover the liability for personal possessions inside of the apartment. For renters, renters insurance will provide property and liability coverage – purchasing rental insurance is one of the most essential forms of protection for renters.
How much insurance does a renter need?
Copyright©2012 Vocus, Inc.
All rights reserved