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Leading Supplemental Insurer Recommends Insurance Review Following Annual Benefit Enrollment Period
Date:2/10/2009

Supplemental insurance can be option to fill gaps and offset rising employee-paid healthcare costs.

Chicago, IL (PRWEB) February 10, 2009 -- Now that most employers have completed their annual benefit enrollment period, Combined Insurance, a leading provider of supplemental insurance, recommends employees assess their insurance benefits and coverage to identify potential gaps in coverage due to changes in their employer-sponsored plans.

"The current economic environment drove many employers to reduce benefit plan options and to require employees to share more of the cost of their insurance benefits," says Becky Mills, vice president, research and development at Combined Insurance. "This creates the potential for people to be 'financially exposed' as their primary insurance benefits may not cover as much as they used to and their premiums, co-pays and out-of-pocket expenses may be higher. For people in this situation, supplemental insurance - also known as gap insurance - can be an attractive option."

Supplemental insurance is a separate insurance policy which provides benefits that can be used to add to or 'supplement' life and accident & health coverage and can provide additional benefits to help support workers faced with shrinking employer-paid healthcare and rising out-of-pocket costs.

Employers Offering Fewer Worker Health Care Plans

According to a recent New York Times article, "Employers Offer Workers Fewer Health Care Plans," while many employees are fortunate enough to have a job at a company that still offers health insuran
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