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Largest U.S. Health Insurer Rewarded Employees That Cancelled Coverage of Sick Patients
Date:6/16/2009

whose own insurance was cancelled after she sought routine medical care, testified at today's hearing, urging lawmakers to stop insurance companies from canceling or downgrading insurance coverage when patients get sick.

In her testimony to the committee today, Wittney Horton said:

"Americans desperately need health care reform. As my experience shows, owning an insurance policy does not necessarily equal access to health care. If insurance companies are not prevented from canceling or restricting coverage after patients get sick, insurance policies are not worth the paper they are printed on. Insurance companies are making record profits by collecting premiums in exchange for the promises they make to be there when people need them. Make them keep that promise."

Download Ms. Horton's complete testimony here: http://www.ConsumerWatchdog.org/resources/HortonTestimony.pdf

When Horton applied for coverage with Blue Cross, she filled out the long and confusing application to the best of her ability. She gave Blue Cross permission to review her medical records. Blue Cross accepted her application and sold her coverage. After Horton sought routine medical care, Blue Cross scoured Horton's medical record and retroactively cancelled her coverage. Blue Cross said it would have never sold her a policy if the company had known Horton had "polycystic ovaries," a condition not disclosed on her application. The rescission letter was the first time Horton had ever heard about this condition. Horton's doctor had suspected she had the condition, noted it in Horton's medical file, but never told Horton about it.

In a letter to chairman Henry Waxman (D-CA) last year when the subcommittee began its rescission investigation, Consumer Watchdog urged lawmakers to bar such rescissions unless an insurance co
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SOURCE Consumer Watchdog
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