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Kwiksure Examines Relationship Between Health Insurance Coverage and Preventative Cancer Surgery
Date:6/3/2013

Hong Kong (PRWEB) June 04, 2013

Angelina Jolie made headline news recently as she publicly shared her elective preventative double mastectomy in the New York Times on the 14th of May, after testing positive for the BRCA mutation. A week later, a British businessman followed suit with the removal of his healthy prostate as tests showed he also had the BRCA2 mutation. In light of this, Kwiksure chose to examine the relationship between preventative cancer surgery and health insurance coverage.

The presence of a BRCA1 and BRCA2 mutations increase the risk of developing breast and prostate cancer and it is possible that similar preemptive actions will soon become a common occurrence among other individuals testing positive for the gene. However, where do insurers draw the line with such procedures and what will this mean for the future of health insurance policies?

The complete BRCA gene test can cost anywhere between US$300 to US$3000 but many medical insurance policies may not deem such tests as suitable for coverage. Some policies include wellness sections which generally provide coverage for any health tests up to a certain limit. However, this monetary amount is usually small and may not significantly lower the overall costs for the patient.

If a patient does then decide to have surgery, huge costs are often involved and it can be difficult to find an insurer to cover an elective surgery. Mastectomies are expensive as they are, without the additional hefty costs if a breast reconstruction surgery is then required.

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