Know Your Risk and Insurance Coverage for Heart Attacks a... ( American Hea...)

Know Your Risk and Insurance Coverage for Heart Attacks and Strokes

Date:2/4/2009

American Heart Month ideal time to consider supplemental insurance for critical illness coverage

Chicago (PRWEB) February 4, 2009 -- The American Heart Association estimates 785,000 Americans will experience their first heart attack in 2009 and, on average, every 40 seconds someone in the United States will have a stroke. American Heart Month is a good time to consider not just your risk for heart attack and stroke but also your insurance coverage for critical illness.

"With the high incidence of heart attacks and strokes and the health care costs associated with treatment, it is important to consider whether your primary insurance coverage is sufficient to meet your needs in the unfortunate event of a heart attack, stroke or other heart-related illness," says Brian Moore, vice president and actuary at Combined Insurance, a leading provider of supplemental insurance.

"Many people don't realize that primary health insurance plans don't cover all expenses related to critical illnesses, like heart attacks and strokes. There are out of pocket costs including deductibles, co-payments, co-insurance and other cost-sharing responsibilities. Additionally, long-term recovery can include many unexpected expenses."

Lifetime Heart Disease Treatment Costs Can Approach $1 Million

According to the 2006 Women's Ischemia Syndrome Evaluation (WISE) study, the lifetime bill for treating a woman's heart disease-linked angina (chest pain that occurs when your heart doesn't receive enough oxygen-rich blood) cou
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