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John Hancock Launches New Retirement Income Solution
Date:6/1/2009

ancock.com/products/long-term-care.html" target="_new">long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at www.johnhancock.com.

Call 800-334-4437 or visit www.jhannuitynote.com for more information, including product and fund prospectuses that contain complete details on investment objectives, risks, fees, charges, and expenses, as well as other information about the investment company, which should be carefully considered. Please advise your clients to read the prospectuses carefully prior to purchasing. The prospectuses contain this and other information on the product and the underlying portfolios.

* Though the portfolio invests in other underlying funds, the annuity owner will not have the ability to make the investment decisions.

Variable annuities are not FDIC insured, are long-term contracts designed for retirement purposes, and are subject to investment risk, including Withdrawals come first from any contract gains, and can reduce the death benefit, the guaranteed income stream and contract value. Taxable distributions are subject to ordinary income tax, and, if made prior to age 591/2, may also be subject to a 10% federal income tax penalty. For use

John Hancock AnnuityNote Variable Annuity is issued and administered by John Hancock Life Insurance Company (U.S.A.), Bloomfield Hills, MI, which is not licensed in New York. In New York, John Hancock AnnuityNote Variable Annuity is issued and administered by John Hancock Life Insurance Company of New York, Valhalla, NY. John Hancock AnnuityNote Variable Annuity is distributed by John Hancock Distributors LL
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SOURCE John Hancock Financial
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