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John Hancock Launches New Fully Guaranteed Whole Life Insurance Product
Date:5/6/2008

ountries and territories worldwide. Operating as Manulife Financial in Canada and in most of Asia, and primarily as John Hancock in the United States, the Company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were Cdn$396 billion (US$401 billion) as at December 31, 2007.

Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and under '0945' on the SEHK. Additional information about Manulife may be found at http://www.manulife.com.

The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including life insurance, fixed and variable annuities, mutual funds, 401(k) plans, long term care insurance, college savings, and other forms of business insurance. John Hancock carries the highest-"AAA"-financial strength rating from Standard & Poor's Ratings Services. Additional information about John Hancock Financial may be found at http://www.manulife.com.

Insurance products are issued by John Hancock Life Insurance Company (U.S.A.) Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY, 10595

1. The LifeCare Benefit is an accelerated death benefit and may not be

available in all states. Maximum face amount: $5 million with LifeCare

Benefit. The LifeCare Benefit rider is not considered long term care

insurance in some states. When the policy death benefit is accelerated

for long term care expenses, the death benefit is reduced dollar for

dollar, and the cash value is reduced proportionately. For prospect
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SOURCE John Hancock Financial Services
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