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John Hancock Launches New Fully Guaranteed Whole Life Insurance Product
Date:5/6/2008

- Offers New Payment Options (10-Pay, 15-Pay or 20-Pay) - Offers Long Term Care Rider(1) Not Typically Associated With Whole Life

Policies

- Easy to illustrate, sell and service

BOSTON, May 6 /PRNewswire-FirstCall/ -- John Hancock has launched a new, highly competitive Protection Whole Life(2) policy that combines affordable, guaranteed death benefit protection, guaranteed cash values and a long term care rider.

"The new Protection Whole Life policy occupies a niche in the industry where no comparable product currently exists," said Steve Finch, President of John Hancock Life Insurance. "This versatile product offers affordable, guaranteed(3) protection plus guaranteed cash values for both life and long term care needs -- in one easy-to-understand policy."

The new Protection Whole Life product has a wide variety of applications: it can help protect assets and facilitate wealth transfer, address business planning needs and fund charitable gifts.

In addition to fully guaranteed death benefit protection, competitive premiums and strong cash values, Protection Whole Life also offers:

-- Competitive premium payment options, including: Single-Pay, 10-Pay,

15-Pay, 20-Pay, Limited-Pay and Full-Pay;

-- An innovative LifeCare Benefit rider(1) which accelerates the death

benefit to help pay for long-term care expenses; and

-- Four Non Smoker Risk Classes, including Standard Plus Non Smoker.

"Our new Protection Whole Life product further strengthens John Hancock's position in the whole life market and reinforces our ongoing commitment to providing producers and consumers with industry-leading products," Mr. Finch said.

About John Hancock and Manulife Financial

John Hancock is a unit of Manulife Financial Corporation (the Company), a leading Canadian-based financial services group serving millions of customers in 19 c
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SOURCE John Hancock Financial Services
Copyright©2008 PR Newswire.
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