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John Hancock Launches Current Assumption Universal Life Policy
Date:6/3/2009

- Low-Cost Permanent Death Benefit Coverage

- Lower Premiums at Younger Ages

- 10-Year No-Lapse Guarantee

BOSTON, June 3 /PRNewswire-FirstCall/ -- John Hancock Life Insurance today announced the launch of its new Performance UL product--a current assumption universal life insurance product that offers low-cost permanent death benefit coverage with the security of a 10-Year Extended No-Lapse Guarantee.

The new product remains very competitive at older ages, but now also appeals to younger clients seeking affordable death benefit protection. It addresses a variety of personal and business insurance needs, including estate planning, income protection for families, and key employee or partner or owner protection for businesses.

"The new Performance UL demonstrates John Hancock's dedication to providing competitive, affordable permanent life insurance products to a broad range of clients, at a time when they need it most," said Steve Finch, President, John Hancock Life Insurance. "Performance UL also is an excellent alternative to a traditional guaranteed product since it offers some of the most competitive premiums in the industry."

In addition to competitive premiums, Performance UL offers an assortment of features and riders that further address clients' insurance needs. These include:

  • A 10-Year No-Lapse Guarantee, protecting the policy from default should the cash surrender value fall to zero;
  • LifeCare and LifeCare Max riders, providing clients death benefit acceleration or continuation to help pay for long term care expenses; and
  • A Cash Value Enhancement rider, helping reduce the charge to business earnings of an employee benefit or business succession plan when the policy is owned by a corporation.

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SOURCE John Hancock Life Insurance
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