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John Hancock Announces Enhancements to Group Long-Term Care (LTC) Insurance Products and Discount Program
Date:6/17/2009

Enhanced Products and Discount Programs Designed to Boost Sales Opportunities and Expand John Hancock Leadership in the Employer and Association Markets

BOSTON, June 17 /PRNewswire-FirstCall/ -- John Hancock, the largest provider of employer-sponsored Long-term care insurance in the U.S.,(1) has enhanced two of its leading group LTC insurance plans and updated its individual-based Sponsored Group Discount Program, making it easier for individual and group representatives to meet the LTC insurance needs of the employer and association markets.

"We applied the experience we have acquired during our more than 20 years of leadership in the LTC insurance industry to the development of new product features which we believe will resonate with employers of all sizes," said Marianne Harrison, President and General Manager, John Hancock Long-Term Care Insurance. "With enhancements to our core products and additional support for our sales force, we hope to continue to lead in the large employer market and expand in the small business market, where we see exceptional growth potential."

Enhancements to Group LTC Insurance Products, CareChoice and CorporateChoice

CareChoice, introduced in 1988 and designed for employers with more than 1,000 employees, and CorporateChoice, launched in 2005 and designed for employers with 25 - 1,000 employees have been well-received by employers and employees since their inception. The new plan enhancements include:

  • A monthly cash benefit that can be used to pay for other costs and incidentals when you are receiving care
  • An enhanced stay-at-home benefit, offering respite care during the qualification period
  • New automatic Consumer Price Index inflation option that helps keep benefit levels relevant and premiums affordable
  • An enhanced home benefit provision for claims beginning prior to age 65

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SOURCE John Hancock Long-Term Care Insurance
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