Navigation Links
Insured but poorly protected: 25 million adults are underinsured
Date:6/9/2008

. The underinsured included those insured all year who spent 10 percent or more of their income on out-of-pocket medical expenses or 5 percent of income if low-income (under 200% of federal poverty level), or who had per person deductibles equal to 5 percent or more of family annual income.

Underinsured Experiences Often Mirror Those of Uninsured

The study found that despite the fact that the underinsured have health insurance all year long, they are at high risk of access problems and financial stresswith experiences often similar to the uninsured. Both underinsured and uninsured adults were significantly more likely to go without needed health care and to struggle with medical bills than people with adequate health insurance.

  • Half of the underinsured (53%) and two thirds of the uninsured (68%) went without needed care because of cost, including not seeing a doctor when sick, not filling prescriptions, and not getting recommended diagnostic tests or treatments. By contrast, only 31 percent of the insured report going without such care.
  • The underinsured were almost as likely as the uninsured to face financial stress related to medical bills. Nearly half (45%) of the underinsured reported difficulty paying bills, being contacted by collection agencies for unpaid bills or changing their way of life to pay their medical bills as did half of the uninsured (51%). By contrast only 21 percent of the insured reported financial stress related to medical bills.

Insurance Characteristics

Underinsured adults were more likely than adults with more adequate insurance to have insurance plans with limits on the amount a plan would pay or on visits. And, underinsured adults were much more likely to have high deductiblesone quarter had annual deductibles of $1,000 or more.

Despite these limited benefits, the underinsured faced premium levels that were similar to those paid by adults with more adequa
'/>"/>

Contact: Mary Mahon
mm@cmwf.org
212-606-3853
Commonwealth Fund
Source:Eurekalert

Page: 1 2 3

Related medicine news :

1. Governor Rendell Offers adultBasic Coverage to 35,000 Uninsured Pennsylvanians
2. AUDIO from Medialink and Pfizer: Number of Uninsured Americans Grows to 47 Million
3. Regence Offers InterM to Fill Gap for the Uninsured
4. Patient Advocate Foundation Launches Program to Help Uninsured Virginians with Chronic, Debilitating and Life-Threatening Illness Access Quality Healthcare
5. Uninsured community health center patients often have difficulty accessing specialty services
6. Congress Poised to Add Millions of Uninsured Children to Successful, Bipartisan Health Plan
7. Catholic Health Association to Congress and President Bush: Uninsured Children Need Your Help Now
8. Free Prescription Drug Program Uses Internet to Deliver Cards - Offers Assistance to Uninsured
9. Blue Cross Blue Shield of Michigan Launches Effort in Five Michigan Cities with Department of Community Health to Enroll Uninsured Children in MIChild
10. DNC: Romney Chooses President Bush Over Uninsured Children
11. Op-Ed: Free Treatment for Breast Cancer Patients Who Are Uninsured
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:4/23/2014)... The American Gastroenterological Association (AGA) Research Foundation is ... The AGA Research Scholar Awards program, launched in ... productive research careers in digestive diseases. This year, ... year allowing for three consecutive years of funding. ... who are paving the way for promising research ...
(Date:4/23/2014)... as wealthy as the United States, it may come as ... access to adequate food due to lack of money or ... research at the University of Illinois using data from the ... seniors who are dealing with hunger are also facing negative ... of Americans over age 60 faced the threat of hungerthat ...
(Date:4/23/2014)... about an increase in adolescents, marijuana use following the ... relief. According to a new study at Rhode Island ... states with and without medical marijuana laws, legalizing the ... The study is published online in advance of print ... , "Any time a state considers legalizing medical marijuana, ...
(Date:4/23/2014)... Methylphenidate, also known as Ritalin, may prevent the depletion ... Science , a journal of the Association for Psychological ... a diet or trying to focus attention on a ... suggests one potential explanation for this difficulty: Exerting self-control ... to exert self-control effectively on subsequent tasks. , "It ...
(Date:4/22/2014)... popular high school sport in the United States with ... researchers in the Center for Injury Research and Policy ... and describe the occurrence and distribution patterns of basketball-related ... athletic training setting among adolescents and teens. , The ... Training , examined data relating to adolescents 13-19 years ...
Breaking Medicine News(10 mins):Health News:AGA announces 2014 Class of AGA Research Scholars 2Health News:More Americans in their golden years are going hungry 2Health News:RI Hospital physician: Legalizing medical marijuana doesn't increase use among adolescents 2Health News:ADHD drug may help preserve our self-control resources 2Health News:New study finds 2.5 million basketball injuries to high school athletes in 6 seasons 2Health News:New study finds 2.5 million basketball injuries to high school athletes in 6 seasons 3
... of the first, study finds , , WEDNESDAY, March 5 (HealthDay ... may be more likely to become pregnant again within two ... of Medicine study. , The study followed 269 predominately black ... care at five community sites. One or two years after ...
... Va. In many cases, when abusive parents with ... physical cruelty, authorities often remove the abused child from ... brothers and sisters of abused children can suffer lifelong ... in extreme cases, from being forced to participate in ...
... Relax The Back corporation,sold a record number of new ... locations were sold last year, and 12 new,stores opened. ... similarly,strong franchise sales results, with four stores already opened ... scheduled to open by June. The,company,s long-term goal is ...
... Members Confront Lazard Execs, Protest,Outside Atria Senior Living ... Workers, family members of,elderly residents at Atria Senior ... owner Lazard,s executives outside their,annual meeting of buyout ... hundreds of facilities across the country., Atria ...
... ability to control impulsive responses, study finds , , WEDNESDAY, ... a substance abuse disorder have deficits in frontal brain activation, ... MRI to study brain activity in 25 participants, ages 12 ... scientists found a link between increased risk for a substance ...
... 5 Secretary of,Health Dr. Calvin B. Johnson met ... in Ellwood City to discuss Governor Edward G. Rendell,s,plan ... thousands of,uninsured adults through his "Cover All Pennsylvanians" proposal., ... prevent disease,successfully manage chronic diseases, such as diabetes and ...
Cached Medicine News:Health News:Depression Raised Risk of Subsequent Pregnancies Among Black Teen Moms 2Health News:Authorities fail to recognize emotionally scarred brothers and sisters of child abuse victims 2Health News:Relax The Back Announces Record Growth in 2007; Executives Bullish on Specialty Retailer's Prospects for 2008 2Health News:New! Pull Back the Corporate Curtain at www.LazardUnveiled.org 2Health News:Deficit in Brain Function Puts Teens at Risk of Drug Abuse 2Health News:Health Secretary Visits Lawrence County to Call for Health Insurance for All Pennsylvanians 2
(Date:1/15/2014)... 2014 The Cadence Fitness & Health Center has ... Medical Fitness Association, a non-profit organization assisting medically integrated ... The Cadence Fitness & Health Center is the only ... in the Chicagoland area. "The certification means ...
(Date:1/15/2014)... NEW YORK , Jan. 15, 2014 ... research report is available in its catalogue: ... - India Drug Forecast and Market Analysis ... PharmaPoint: Atopic Dermatitis - India ...
(Date:1/15/2014)... YORK , Jan. 15, 2014 ... market research report is available in ... Global Markets and Technologies for Advanced ... Routes of Administration ...
Breaking Medicine Technology:Cadence Fitness & Health Center Certified as Medical Fitness Facility 2Cadence Fitness & Health Center Certified as Medical Fitness Facility 3PharmaPoint: Atopic Dermatitis - India Drug Forecast and Market Analysis to 2022 2PharmaPoint: Atopic Dermatitis - India Drug Forecast and Market Analysis to 2022 3PharmaPoint: Atopic Dermatitis - India Drug Forecast and Market Analysis to 2022 4PharmaPoint: Atopic Dermatitis - India Drug Forecast and Market Analysis to 2022 5Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 2Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 3Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 4Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 5Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 6Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 7Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 8Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 9Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 10Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 11Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 12Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 13Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 14Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 15Global Markets and Technologies for Advanced Drug Delivery Systems -- Focus on Routes of Administration 16
... ConvaTec, a world-leading developer and marketer of ... today announced that Holy Family Medical Center will ... line of products designed to overcome the clinical ... Negative Pressure features the Engenex ® System ...
... 2011 iCyt Mission Technology, Inc. (iCyt), a wholly-owned ... introduction of its new line of 405nm-excited fluorochrome conjugated ... products are part of the first commercial release of ... exciting new class of fluorescent probes will make significant ...
Cached Medicine Technology:Holy Family Medical Center Selects ConvaTec Negative Pressure for Wound Care 2Holy Family Medical Center Selects ConvaTec Negative Pressure for Wound Care 3iCyt Unveils Exciting New Flow Cytometry Reagents Utilizing Innovative Fluorochrome Technology 2
... been selling replacement bulbs on ... we are extremely proud of ... out our catalog of replacement ... light bulbs specials. ,Check ...
... Direct has been selling replacement ... 1996, and we are extremely ... guarantee. Check out our catalog ... our discount light bulbs specials. ...
... Direct has been selling replacement ... 1996, and we are extremely ... guarantee. Check out our catalog ... our discount light bulbs specials. ...
... Bulb Direct has been selling ... since 1996, and we are ... satisfaction guarantee. Check out our ... see our discount light bulbs ...
Medicine Products: