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InsureMyTrip.com Informs Travelers of Insurance Companies Response to Swine Flu
Date:4/28/2009

e dollar amount insured may also need to be adjusted to match the new travel period. If the insured decides to cancel his/her trip altogether, we will offer a full refund of their policy including the processing fee. However, fear of traveling is not a covered risk for claim purposes.

Seven Corners

Covered individuals diagnosed with Swine Flu by a treating physician are covered for trip cancellation, interruption and medical (standard coverage terms and exclusions apply). However, cancellation due to fear of getting Swine Flu is not covered unless the insured has Cancel For Any Reason optional coverage.

Travel Guard

The insured is covered if he/she contracts Swine Flu and needs to cancel or interrupt the trip due to the illness. The insured would also be covered if he/she incurs medical expenses on a trip due to contracting Swine Flu and purchased their insurance prior to becoming infected with the flu.

Travel Guard would only cover trip cancellation due to fear of contracting Swine Flu (including a planned trip to Mexico) if the insured purchased the Cancel For Any Reason optional coverage.

Travel Insured International

Trip cancellation / interruption is covered for specific events listed in the Description of Coverage for our plans. Swine flu is not one of those events and it is not a reason supported by Trip Cancellation / Trip Interruption coverage, unless the insured purchased the optional Cancel For Any Reason benefit.

Emergency sickness medical expenses and emergency medical evacuation for all necessary medical events, including those resulting from an insured traveler's contraction of Swine Flu, would be covered.

If an insured is subjected to an imposed quarantine as the result of Swine Flu, trip delay benefits will apply as normally specified in each plan's Description of Coverage.

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SOURCE InsureMyTrip.com
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