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Insurance May Be Hazardous to Your Health: "They Figured It Was Cheaper to Kill Me"
Date:6/23/2009

lding companies. "More government is not necessarily the answer," Godfrey says, pointing to a U.S. Supreme Court ruling (Aetna Health, Inc. v. Davila) (1) that she says cleared the way for HMOs to abuse consumers. "Government can impose policy caps and indemnities that do more to protect insurers than policyholders. --What we definitely do need," she emphasizes, "are clear rules and real oversight."

In her well documented case, after more than a dozen visits and x-rays for "breathing difficulties" at in-network medical clinics during a two-year span in the early nineties," Ms. Godfrey fought to see a physician outside the Cigna network. A Cigna employee stuck her neck out to give Godfrey her "lost" records. The outside physician quickly diagnosed the lung cancer -- and said it was evident on even the earliest images. The insurer also revealed that Ms. Godfrey had been treated at the clinics by physician assistants rather than physicians.
                                                                        
Ms. Godfrey underwent surgery to remove the tumor and lymph nodes, and has been cancer free ever since. "Health insurance should not be abusive," she says. Ms. Godfrey has hired a New York area PR agency and is working with HealthCareforAmerica.org to get the word out on Capitol Hill.

Need for Healthcare Reform

Systemic problems with health insurance abuse persist and can threaten people's lives and quality of life, says Godfrey -- including now two more generations of her family. During her ordeal, M
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