Navigation Links
Insurance Commissioner Says Federal Health Care Reform Necessary to Fix a Broken System
Date:9/8/2009

HARRISBURG, Pa., Sept. 8 /PRNewswire-USNewswire/ -- Citing the 300,000 Pennsylvanians on the state's waiting list for subsidized health insurance coverage, state Insurance Commissioner Joel Ario today urged the U.S. Congress to enact a set of core health insurance reforms that will give Pennsylvania and other states tools needed to fix the deep-seated problems with the current health care system.

"Lost in the din of the recent town hall meetings was the fact that many Pennsylvanians are losing coverage and a much larger number face unfair limitations on coverage and spiraling costs," said Ario. "Governor Rendell has been outspoken in saying that the health care system is broken and, as his Insurance Commissioner, I want to emphasize that there are some common sense solutions that offer a way out of the current morass, where peripheral issues get more play than the consensus reforms that are embedded in every major reform bill now pending.

"Three essential reforms enjoyed bipartisan support as Congress developed legislation last spring. First, end pre-existing condition exclusions and other discrimination based on health status, so that everyone can access coverage. Second, require everyone to purchase health insurance, so that insurance works like it is supposed to work in spreading costs across large risk pools. Third, provide reasonable subsidies so that coverage is affordable for everyone.

"These three reforms build on each other to create a fair and efficient system," Ario added. "We cannot cover everyone if insurance companies are free to exclude people with health problems. But it is not practical to require insurance companies to cover everyone if people can jump in and out of coverage as they need it. And it is not fair to require low-income citizens to buy coverage if they can not afford it.

Each of the bills before Congress includes many other elements, many of which are cost-control measures designed to slow the rate of growth in health care spending. Other provisions address Medical Assistance and Medicare reforms, expand use of electronic medical records and establish new mechanisms, such as insurance exchanges, that make it easier for individuals and small businesses to enjoy the same range of choices that large employers typically offer their employees through a cafeteria plan.

"Congress still faces some tough choices -- especially on cost control. But if they listen to the experts and avoid excess partisanship, there is a golden opportunity to set a new foundation for a health care system in which insurance companies cover the sick as well as the healthy, and all Americans accept personal responsibility for obtaining insurance coverage, much as they already do, in most states, for auto insurance.

"Once these principles are in place, states should be given flexibility to implement the reforms," said Ario, noting that the National Association of Insurance Commissioners, or NAIC, was united in supporting the three core reforms even though there were significant differences among the states on other health insurance issues.

"Our nation is too vast and too varied for one regulatory regime to fit all needs," Ario concluded. "Congress should allow states wide latitude to enforce their respective laws when those laws provide greater consumer protections than those afforded by federal law."

    CONTACT:
    Rosanne Placey or Melissa Fox
    717-787-3289


'/>"/>
SOURCE Pennsylvania Department of Insurance
Copyright©2009 PR Newswire.
All rights reserved

Related medicine news :

1. Patients with Medicaid and those lacking insurance have higher risk of advanced laryngeal cancer
2. Insurance Impacts Laryngeal Cancer Detection
3. Record Number of Americans Lack Health Insurance
4. National Association of Subrogation Professionals (NASP), the Largest Insurance Subrogation Association in the World - Announced Today that Leslie Wiernik has Joined the Organization as Director of Education
5. CIGNA Group Insurance Shows Consumers Theres More to Life Through a New Consumer Education Toolkit
6. HealthInsuranceFinders.com Launches Video Contest for Young Directors
7. Dr. Allen Woolf Appointed Chief Medical Officer For CIGNA Group Insurance
8. International Gateway Insurance Brokers Partners With MEDILINQ
9. New AHIP Report Takes a Ten Year Look at the Unintended Consequences of State Efforts to Change the Insurance Market
10. ComPsych(R) Corp. Announces Health at Work(SM) Award Winners: Sprint, Erie Insurance, City of Naperville and Green Hills Public Library
11. Health Insurance Industry Contributions to Politicians Block Regulation, Affordability in Health Care Debate, Says FTCR
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/25/2016)... ... June 25, 2016 , ... "With 30 hand-drawn hand gesture animations, FCPX users ... - CEO of Pixel Film Studios. , ProHand Cartoon’s package transforms over 1,300 ... Pro X . Simply select a ProHand generator and drag it above media or ...
(Date:6/25/2016)... Montreal, Canada (PRWEB) , ... June 25, 2016 , ... ... the pursuit of success. In terms of the latter, setting the bar too high ... low, risk more than just slow progress toward their goal. , Research from ...
(Date:6/24/2016)... Texas (PRWEB) , ... June 24, 2016 , ... ... International Conference and Scientific Sessions in Dallas that it will receive two significant ... of the grants came as PHA marked its 25th anniversary by recognizing patients, ...
(Date:6/24/2016)... Plano, TX (PRWEB) , ... June 24, 2016 , ... ... taking part in Genome magazine’s Code Talker Award, an essay contest in which patients ... for an award to be presented at the 2016 National Society of Genetic Counselors ...
(Date:6/24/2016)... ... June 24, 2016 , ... National recruitment firm ... sciences executive with extensive sequencing and genomics experience, as Vice President of North American ... Hill will be responsible for leading the sales team in the commercialization of the ...
Breaking Medicine News(10 mins):
(Date:6/23/2016)... Calif. , June 23, 2016 Any dentist ... many challenges of the current process. Many of them do ... of the technical difficulties and high laboratory costs involved. And ... to offer it at such a high cost that the ... it. Dr. Parsa Zadeh , founder of ...
(Date:6/23/2016)... 23, 2016 Capricor Therapeutics, ... a biotechnology company focused on the discovery, development ... patient enrollment in its ongoing randomized HOPE-Duchenne clinical ... 50% of its 24-patient target. Capricor expects the ... quarter of 2016, and to report top line ...
(Date:6/23/2016)... Ill. and BOGOTA, Colombia , June 23, 2016  Astellas today announced the establishment ... Astellas Farma Brasil as the company,s second affiliate in Latin America . ... ... General Manager of Astellas Farma Colombia ... ...
Breaking Medicine Technology: