Navigation Links
Insurance Cancellation Settlements Not Enough to Protect CA Patients
Date:9/12/2008

Schwarzenegger Must Keep His 'State of the State' Promise to Protect All Californians By Signing Legislation

LOS ANGELES, Sept. 12 /PRNewswire-USNewswire/ -- New legislation awaiting Governor Schwarzenegger's signature -- not settlements between health insurers and state regulators -- is needed to protect Californians from future cancellations of coverage when they get sick and need coverage the most, said Consumer Watchdog.

Today's settlement between the California Department of Insurance and Health Net over retroactive cancellation -- rescission -- of health insurance policies comes in the wake of four similar settlements reached by the Department of Managed Health Care and state HMOs. The settlements help people whose coverage was previously canceled but do not sufficiently protect current and future policyholders.

According to the Department of Insurance, "Health Net agreed to make significant changes to its application form, underwriting process, agent training, and . . . has agreed to establish an independent, third-party review process for future rescission decisions."

Consumer Watchdog said that though the settlement's offer of new coverage to canceled patients was good news, the essential missing element is a clarification of the legal standard for rescissions -- intentional misrepresentation, not an innocent omission.

"Nowhere in any of these settlements does it say that insurers must prove a patient intentionally misrepresented a past health condition before rescinding coverage. Independent review of an insurer's decision to cancel care will not help patients if the rule the reviewers follow is that innocent patients can be canceled. Independent review without a clear legal standard will lead to unfair and inconsistent results. It is particularly concerning that Health Net has 'admitted no wrongdoing' in the settlement and reserves the right to rescind coverage in the future. We need new law to clarify that ca
'/>"/>

SOURCE Consumer Watchdog
Copyright©2008 PR Newswire.
All rights reserved

Page: 1 2

Related medicine news :

1. New IRC Study Documents Role of Chiropractors in Minnesotas No-Fault Auto Insurance System
2. Clements International Develops Insurance for Medical Tourism Industry
3. Anthem Blue Cross and Blue Shield Staff to Participate in WTMJ-TV Health Insurance Phone Bank
4. Council on Education in Management Announces Insurance Commissioner Steve Poizner Will Present Keynote Address at the 6th Annual California Workers' Comp Forum
5. Senator George Mitchell and the Bipartisan Policy Center to Host Forum Examining Health Insurance Reform
6. Health Insurance Industry Hosts Roundtable Discussion on Health Care Reform in Albuquerque
7. Quotebroker Expands Territory by Offering Affordable Health Insurance Quotes to Arizona Residents
8. Demystifying Medicare and Long Term Care Insurance - Healthcare Liaison Workshop 9/20 Shows Consumers How to Make Choices
9. LIFE Foundation Announces 2008 realLIFEstories Award Recipients to Illustrate Benefits of Life and Disability Insurance
10. ConsecoLifeOptions Launched by Conseco Insurance Company as New Universal Life Product
11. The Health Insurance Advocate Radio Show Expands to Springfield, Missouri, and Reaches a New All-Time Ratings High for Female Listenership
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:9/3/2015)... , ... September 03, 2015 , ... AvePoint, ... AvePoint Perimeter Service Pack (SP) 4 – AvePoint’s solution for facilitating two-way ... a “KMWorld 2015 Trend-Setting Product”. This is the fifth consecutive year an ...
(Date:9/3/2015)... Gulfport, MS (PRWEB) , ... September 03, 2015 ... ... today that their team will be participating at the highly anticipated Mississippi Gulf ... and expectant mothers coming from all over, from Gulfport, Biloxi, and beyond. We ...
(Date:9/3/2015)... ... ... at the types of people who have a hard time gaining weight , it ... appetite or those that have a fast metabolism. In order to help those people who ... tips for slowing down metabolism. , The first thing to do is to space out ...
(Date:9/3/2015)... ... September 03, 2015 , ... James Earl Jones will be hosting an upcoming ... James Earl Jones will introduce a segment that discusses why it is important for ... wellness can be fostered in any working environment. , Employers are out billions of ...
(Date:9/3/2015)... ... September 03, 2015 , ... ... and efficient customer and technical support services to promote LodonalTM in Nigeria. The ... trial evaluating the efficacy and safety of the product. , Managing Director, Fidson ...
Breaking Medicine News(10 mins):Health News:AvePoint Perimeter Named a “KMWorld 2015 Trend-Setting Product” 2Health News:AvePoint Perimeter Named a “KMWorld 2015 Trend-Setting Product” 3Health News:AvePoint Perimeter Named a “KMWorld 2015 Trend-Setting Product” 4Health News:State Farm Agent EJ Roberts to Help Expecting Mothers at the Mississippi Gulf Babypalooza 2Health News:CB-1 Weight Gainer Gives Three Tips for Slowing Down Metabolism 2Health News:CB-1 Weight Gainer Gives Three Tips for Slowing Down Metabolism 3Health News:James Earl Jones Hosts a New "Voices In America" Piece on Making the Workplace Healthier 2Health News:Fidson Partners US Firms on New Product Marketing 2Health News:Fidson Partners US Firms on New Product Marketing 3Health News:Fidson Partners US Firms on New Product Marketing 4
... INCLINE VILLAGE, Nev. , Jan. 28 PDL BioPharma, Inc. (PDL) ... to its stockholders in 2010. Each of the dividends will be $0.50 ... 1, 2010 to all stockholders who own shares of PDL on ... paid on October 1, 2010 to all stockholders who own shares ...
... DETROIT , Jan. 28 Caraco Pharmaceutical Laboratories, Ltd. ... million and $178.4 million for the third quarter ... $55.7 million and $286.2 million , respectively, during the ... quarter and first nine months of Fiscal 2010, in comparison to ...
... medical evaluation for ovarian cancer does not appear to detect ... in only 1 out of 100 women in the general ... January 28 in the Journal of the National Cancer ... Research Center in Seattle assessed the predictive value of certain ...
... College of Physicians (ACP) today urged Congressional leaders to ... care to all Americans and ensure that they have ... shortages." In a letter to key legislators, ACP ... with the President that Congress must complete the task ...
... , ... too common since the disaster hit , ... Bethesda, MD (Vocus) January 28, 2010 -- When a devastating earthquake rocked a ... and its people were rocked too. For years, American Podiatric Medical Association (APMA) ...
... ... Depict the Impact of Macular Degeneration to Increase Awareness of the Leading Cause of ... ... only international organization in the world dedicated exclusively to promoting awareness, treatment and research ...
Cached Medicine News:Health News:PDL BioPharma Announces Two $0.50 Dividends in 2010 2Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 2Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 3Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 4Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 5Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 6Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 7Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 8Health News:Caraco Pharmaceutical Laboratories, Ltd. Reports Results for the Third Quarter and First Nine Months of Fiscal Year 2010 9Health News:Symptoms have little value for early detection of ovarian cancer 2Health News:Congressional leaders urged to reach agreement on health reform 2Health News:Congressional leaders urged to reach agreement on health reform 3Health News:Congressional leaders urged to reach agreement on health reform 4Health News:American Podiatric Medical Association Podiatrists Perform Life-Saving Amputations in Haiti 2Health News:American Podiatric Medical Association Podiatrists Perform Life-Saving Amputations in Haiti 3Health News:AMD Alliance International Announces $10,000 Video Contest 2
(Date:9/2/2015)... Demers Ambulances is proud to announce it has ... for the states of Mississippi , ... "This will enable Demers to effectively meet ... Executive Vice-President for Demers Ambulances. "Emergency Equipment Professionals has three ... Alabama , giving them a strategic advantage. ...
(Date:9/2/2015)... 2015  MiMedx Group, Inc. (NASDAQ: MDXG ... amniotic tissue and patent-protected processes to develop and ... Care, Surgical, Orthopedic, Spine, Sports Medicine, Ophthalmic and ... statements published by the Musculoskeletal Transplant Foundation ("MTF") ... MTF,s September 1st press release characterizes ...
(Date:9/2/2015)... , Sept. 2, 2015 Unilife Corporation ("Unilife" ... UNS), a developer, manufacturer and supplier of injectable drug ... initiated expressions of interest, the Company,s Board of Directors ... a review of strategic alternatives to maximize shareholder value. ... and evaluated during the review process may include a ...
Breaking Medicine Technology:Demers Ambulances has named Emergency Equipment Professionals (EEP) Inc. as their dealer for the states of MS, AL and TN 2MiMedx Corrects A Second Inaccurate MTF Press Release 2MiMedx Corrects A Second Inaccurate MTF Press Release 3Unilife Announces Review of Strategic Alternatives 2
...  MedImmune today announced that the U.S. Food and ... Vaccine Live, Intranasal) for prevention of influenza. The ... quarter of last year.  FluMist Quadrivalent is the ... All other currently available licensed seasonal ...
... Products has finalized its 2012 enhancements of the Hopkins ... has scuff guards, larger wheels and a 2 3/8 ... good bag technique and home healthcare best practice.  It ... pocket and a compartment for the caregiver,s personal items.  ...
Cached Medicine Technology:MedImmune Announces FDA Approval of First Four-strain Flu Vaccine, FluMist® Quadrivalent (Influenza Vaccine Live, Intranasal) 2MedImmune Announces FDA Approval of First Four-strain Flu Vaccine, FluMist® Quadrivalent (Influenza Vaccine Live, Intranasal) 3Hopkins Medical Products Introduces the Enhanced 2012 Rolling Med Bag 2
... Estrone Enzyme Immunosorbent Assay (EIA) Kit ... of Estrone in serum. The procedure ... immunoassay where there is competition between ... antigen for a fixed number of ...
Helmer's Horizon Series line of refrigerator is designed specifically for the cost conscious buyer. This line offers outstanding performance, quality, and the features you need to ensure the safety o...
... Helmer presents the i.Series ... innovative solutions for the ... sophisticated features than ever ... Refrigerators are at the ...
... requirements of blood banking and processing ... meets American Association of Blood Banks ... and U.S. Food & Drug Administration ... platelet incubators feature alarm systems that ...
Medicine Products: