Navigation Links
Insurance Cancellation Settlements Not Enough to Protect CA Patients
Date:9/12/2008

Schwarzenegger Must Keep His 'State of the State' Promise to Protect All Californians By Signing Legislation

LOS ANGELES, Sept. 12 /PRNewswire-USNewswire/ -- New legislation awaiting Governor Schwarzenegger's signature -- not settlements between health insurers and state regulators -- is needed to protect Californians from future cancellations of coverage when they get sick and need coverage the most, said Consumer Watchdog.

Today's settlement between the California Department of Insurance and Health Net over retroactive cancellation -- rescission -- of health insurance policies comes in the wake of four similar settlements reached by the Department of Managed Health Care and state HMOs. The settlements help people whose coverage was previously canceled but do not sufficiently protect current and future policyholders.

According to the Department of Insurance, "Health Net agreed to make significant changes to its application form, underwriting process, agent training, and . . . has agreed to establish an independent, third-party review process for future rescission decisions."

Consumer Watchdog said that though the settlement's offer of new coverage to canceled patients was good news, the essential missing element is a clarification of the legal standard for rescissions -- intentional misrepresentation, not an innocent omission.

"Nowhere in any of these settlements does it say that insurers must prove a patient intentionally misrepresented a past health condition before rescinding coverage. Independent review of an insurer's decision to cancel care will not help patients if the rule the reviewers follow is that innocent patients can be canceled. Independent review without a clear legal standard will lead to unfair and inconsistent results. It is particularly concerning that Health Net has 'admitted no wrongdoing' in the settlement and reserves the right to rescind coverage in the future. We need new law to clarify that ca
'/>"/>

SOURCE Consumer Watchdog
Copyright©2008 PR Newswire.
All rights reserved

Page: 1 2

Related medicine news :

1. New IRC Study Documents Role of Chiropractors in Minnesotas No-Fault Auto Insurance System
2. Clements International Develops Insurance for Medical Tourism Industry
3. Anthem Blue Cross and Blue Shield Staff to Participate in WTMJ-TV Health Insurance Phone Bank
4. Council on Education in Management Announces Insurance Commissioner Steve Poizner Will Present Keynote Address at the 6th Annual California Workers' Comp Forum
5. Senator George Mitchell and the Bipartisan Policy Center to Host Forum Examining Health Insurance Reform
6. Health Insurance Industry Hosts Roundtable Discussion on Health Care Reform in Albuquerque
7. Quotebroker Expands Territory by Offering Affordable Health Insurance Quotes to Arizona Residents
8. Demystifying Medicare and Long Term Care Insurance - Healthcare Liaison Workshop 9/20 Shows Consumers How to Make Choices
9. LIFE Foundation Announces 2008 realLIFEstories Award Recipients to Illustrate Benefits of Life and Disability Insurance
10. ConsecoLifeOptions Launched by Conseco Insurance Company as New Universal Life Product
11. The Health Insurance Advocate Radio Show Expands to Springfield, Missouri, and Reaches a New All-Time Ratings High for Female Listenership
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:5/26/2015)... (PRWEB) May 26, 2015 Allprovide, the ... of fresh, all-natural dog foods are now available in ... in Atlanta and The Good Old Dog Company in ... where they’ve recently opened a state-of-the-art, climate controlled facility. ... farmers’ markets and all of the food is triple-tested ...
(Date:5/26/2015)... 26, 2015 Mr. Larry Westenberg is ... in Neuro-Linguistic Programming, or NLP. Mr. Westenberg is ... Resolution Therapy® or RRT®. While many people have ... applied it to specific areas, Mr. Westenberg has been ... over 20 years. He works with people suffering ...
(Date:5/26/2015)... 2015 Based on numerous suggestions put ... a comprehensive upgrade of its purchasing page and processing, ... thank users for their feedback and support of the ... trial transcription service promotion. , This promotion will ... June 9 this year. During this period, AnyTranscription users ...
(Date:5/26/2015)... (PRWEB) May 26, 2015 Scientists at ... a way to help advanced mesothelioma patients benefit from ... just posted an article on the new research. ... in the departments of thoracic surgery and pulmonology theorized ... suppress an immune system attack, immunotherapy drugs might work ...
(Date:5/26/2015)... May 26, 2015 On June 4, ... complimentary live online broadcast at 6:00pm PST/9:00 pm EST. ... Trivedi Master™ Alice Branton welcomes the public to attend ... night of profound knowledge, transformation and enlightenment. The ... and no previous knowledge, experience or other prerequisites are ...
Breaking Medicine News(10 mins):Health News:Allprovide, the All-Natural Pet Food, Available At Georgia Retailers 2Health News:Enjoy AnyTranscription’s First-class Audio/Video Transcription Service for Just $0.01 2Health News:Enjoy AnyTranscription’s First-class Audio/Video Transcription Service for Just $0.01 3Health News:Researchers Say Surgery May Restore Effectiveness of Immunotherapy for Mesothelioma, According to Surviving Mesothelioma 2Health News:The Human Wellness Company Trivedi Master Wellness™ Opens a Complimentary Transformational Community Call to the Public on June 4, 2015 2Health News:The Human Wellness Company Trivedi Master Wellness™ Opens a Complimentary Transformational Community Call to the Public on June 4, 2015 3
... , WHITE PLAINS, N.Y., July 14 A new ... - alerting them to a patient,s increased risk for birth defects ... agreement with a $1.2 million grant from the Health Resources and ... The National Coalition for Health Professional Education in Genetics ...
... ... and senior partner at the Pederson Immigration Law Group, P.C. is slated to be ... , ... (PRWEB) July 14, 2009 - The Pederson Immigration Law Group, P.C., (PILG) announced that ...
... , , , ... leading provider of electronic medical records systems, electronic prescribing and advanced ... on June 24(th), 2009. meridianEMR users will now be able to ... in communities throughout all 50 states and Washington, D.C. , ...
... 14, 2009 News media covering chemical sciences, small ... Chemical Society (ACS) Small & Medium Business Webinar on ... and entrepreneurs. Scheduled for Thursday, July ... will feature Kenneth Polk, who joined ACS in October ...
... KANSAS CITY, Mo., July 14 We have all heard this warning: ... Do we first notice the hair, the eyes, or the clothing? ... smile is the first feature we notice about someone. Smiling is also ... we should all be interested in making sure we are taking care of ...
... 14 To help the general public better understand the ... on Skin Cancer Prevention has issued a position statement on ... recommends that vitamin D be obtained from a combination of ... ultraviolet (UV) radiation. , , ...
Cached Medicine News:Health News:New HHS HRSA Grant Will Fund Development of an Electronic Genetic and Family History Record for Doctors' Offices 2Health News:New HHS HRSA Grant Will Fund Development of an Electronic Genetic and Family History Record for Doctors' Offices 3Health News:Pederson Immigration Law Group Attorneys Featured in 14th Annual J-1/H-1B Foreign Physician Immigration Conference and Job Fair Series 2Health News:Pederson Immigration Law Group Attorneys Featured in 14th Annual J-1/H-1B Foreign Physician Immigration Conference and Job Fair Series 3Health News:meridianEMR Completes Surescripts(R) Certification 2Health News:meridianEMR Completes Surescripts(R) Certification 3Health News:Want to attract the opposite sex? It's in the Smile. 2Health News:National Council on Skin Cancer Prevention Encourages Americans to Obtain Vitamin D Through Diet and Supplements 2
(Date:5/26/2015)... 2015 Connected health infrastructure is emerging ... workflows, aiding diagnosis, monitoring and prevention in the ... efficient, stakeholders must first ensure that interoperability and ... - http://photos.prnewswire.com/prnh/20150526/218313LOGO New ... Device Connectivity and Interoperability, finds that the adoption ...
(Date:5/26/2015)... Columbia , May 26, 2015  InMed ... today that it has filed a provisional patent ... Office ("USPTO") relating to the treatment of Epidermolysis ... cannabinoid compounds developed by InMed. ... Scientific Officer, commented, "We are excited to file ...
(Date:5/22/2015)... N.C. , May 22, 2015  Research ... hosting its sixth Medical Affairs Roundtable ... (EDT) via a virtual roundtable to discuss "Medical ... Best Practices, Medical Affairs Consortium provides ... insights about the key challenges they face. The ...
Breaking Medicine Technology:Interoperability among Connected Medical Devices Can Potentially Transform Healthcare 2Interoperability among Connected Medical Devices Can Potentially Transform Healthcare 3InMed Pharmaceuticals Files Provisional Patent Covering Novel Compounds for Treating Epidermolysis Bullosa Simplex (EBS) 2InMed Pharmaceuticals Files Provisional Patent Covering Novel Compounds for Treating Epidermolysis Bullosa Simplex (EBS) 3Best Practices Sixth Medical Affairs Consortium Roundtable to Focus on Health Economics & Outcomes Research 2
... Case Medical Center physicians are utilizing a novel approach ... disease patients on hemodialysis. In hemodialysis patients, ... effective treatments. UH Case Medical Center,s ... Vascular Surgery, and Assistant Professor of Surgery, Case Western ...
... A team of scientists at Tufts University will ... designed to detect breast cancer earlier, and treat it ... from the Department of Defense Breast Cancer Research Program ... The Innovator Awards provide "individuals who have a ...
Cached Medicine Technology:Innovative Access Device Provides Hope for Select Hemodialysis Patients 2Fighting Breast Cancer Early, One Cell At A Time 2Fighting Breast Cancer Early, One Cell At A Time 3
... a national reference laboratory and a worldwide ... ARUP offers an extensive test menu of ... clinical and anatomic pathology. Owned by the ... more than half of the nation's university ...
... is a national reference laboratory and a ... development. ARUP offers an extensive test menu ... in clinical and anatomic pathology. Owned by ... include more than half of the nation's ...
... is a national reference laboratory and a ... development. ARUP offers an extensive test menu ... in clinical and anatomic pathology. Owned by ... include more than half of the nation's ...
... reference laboratory and a worldwide leader in ... an extensive test menu of highly complex ... anatomic pathology. Owned by the University of ... half of the nation's university teaching hospitals ...
Medicine Products: