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Institute Chastises Congress on Health Care Reforms, Offers Five-Point Program for Reducing Health Care Costs by 50%
Date:8/13/2009

BRONXVILLE, N.Y., Aug. 13 /PRNewswire-USNewswire/ -- The Gilchrist Institute for the Achievement Sciences, an economic and political think tank, has released a five-point program for health care reform aimed at members of Congress and the New York State legislature.

Gilchrist Institute Director Dr. Robert Flower states, "We are challenging Congress to 'get real.' The current programs are fine. It's the application that needs reform and the administration that needs to be changed. These 5 proposals alone could reduce the existing health care system costs by over 50%."

The recommended measures are:

1. Pursue Health Fraud: Health Fraud is estimated at $100 billion a year. Having citizens participate in a small share of the payment obligation, combined with an intensified crackdown by the state and federal governments will go a long way in reducing this significant amount.

2. Medical Tort Reform: The Fair & Reliable Medical Justice Act proposed by the Republicans could save the health care system an estimated $150 billion a year.

3. Life/Health Insurance Plan: Taking a whole life policy at younger ages and dedicating it to terminal (end of life) circumstances would go a long way to decrease health care costs nationally. A whole life insurance policy at age 25 for $200,000 would cost approximately $250 per month for some 11 years, then no further payment would be necessary. The policy will grow to over $1 million by age 90. It would then be assigned, pledged or sold to doctors, hospitals and pharmacies when terminal life is commenced. This could save approximately 30% of overall health care costs in this country -- approximately $300 billion.

4. Interstate Policy Enabling Legislation: This is probably the single greatest consideration the insurance companies fear. It is ridiculous and totally restrictive economics to prevent companies
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SOURCE The Gilchrist Institute for the Achievement Sciences
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