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India Network Visitor Health Insurance Plan Offers New Options for Preexisting Conditions Coverage for All Ages, 0 to 99 Years Old
Date:11/29/2013

provided feedback help India Network to develop innovative visitor health insurance program. India Network Foundation health insurance program is truly a community accomplishment with their active participation in the program as well as providing valuable feedback.

The India Network Accident and Sickness Insurance program offers scheduled benefit and network based plans with an option to purchase pre-existing conditions coverage for all age groups. The preexisting condition coverage option is available for network based (80/20) plan and for $100,000 and $150,000 scheduled benefit programs. The preexisting option for each plan type requires a minimum duration of 90 days and a maximum of 364 days. Europ Assistance Services provide 24 x7 service to policy holders.

Dr. KV Rao, India Network Foundation founder commented, “The new visitor insurance program launched today is a milestone in the history of short term visitor plans to extend coverage for preexisting conditions on par with new problems. It took many years of hard work and community support to bring this plan offering. The new India Network Program is an exceptional offering in the insurance sector to help visitors from India or from anywhere in the world visiting the United States. More than 40 million parents are estimated to be suffering from diabetes in India and it is projected to reach 100 million by 2030. Hence it is imperative that the visitor health insurance programs provide some coverage for people suffering from these common ailments.”

Network based plans (PPO Networks), also known as Comprehensive plans, offer negotiated in-network rates, a comparable deductible to scheduled benefit plans, and a co-insurance of 20 percent for the insured up to $5,000 of the medical expenses, after which, the plan pays 100 percent of the medical expenses
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