How to Afford Health Care in Hard Times ( SEATTLE July 17 /- The ec...)

How to Afford Health Care in Hard Times

Date:7/17/2009

SEATTLE, July 17 /PRNewswire/ -- The economic downturn is impacting the health of many people - not only by exacerbating conditions like hypertension, stress and fatigue, but also by causing people to put off getting the health care they need.

Physicians at The Polyclinic in Seattle are offering suggestions for how to get them most for your money when it comes to your health.

Don't put off necessary treatment

Fears about possible loss of jobs and insurance impact how patients are managing their health - often by putting off care in an attempt to minimize spending. In many cases, this can actually result in increased costs down the road as conditions worsen. There are obvious advantages to addressing any health issues while you still have insurance.

Know your benefits

You may be able to receive certain types of care at little or no cost to you, depending on your insurance plan. Many plans are designed to have the least out of pocket expense to patients for the care they need the most in order to stay healthy or manage chronic conditions.

Get your preventive care and screenings

Do what you can to stay healthy and minimize costly future illnesses or hospital stays. Get your physical and well checks done now - especially if you fear you may lose your insurance later. Keep in mind that many insurance plans cover routine screenings.

Look at your medications

You may be taking expensive brand medications that are available in a generic alternative. Check with your doctor to see if you still need to be on all the medications you are currently taking. Not all pharmacies charge the same, so shop around for the best price if you're paying out-of-pocket.

Inquire about payment options

Don't put off care you need or screenings beca
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