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Housing Crisis Affects Seniors Needing Care
Date:1/15/2009

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Because it is not always clear to the average person whether an ailing senior can use care at home or when it is more appropriate to move elsewhere, it is usually best to consult a professional for advice. Understand that making a decision to move into a facility and sell a home is an unalterable decision, once completed. Prior to making any formal recommendation for long term care that involves a move away from home, available home care options should be fully explored.

Look at Activities of Daily Living needs when choosing care. Activities of Daily Living (ADLs) are simply activities in which people engage on a day-to-day basis. These activities are fundamental to caring for oneself and maintaining independence. Why is it important to be aware of a person's limitations with Activities of Daily Living when choosing care?

  • Determining the type of ADL care that is needed enables a clear idea of whether or not staying at home with care is an option.
  • Recognizing a person's limitations is the first step in developing a care plan to provide the appropriate type and level of assistance.
  • Admission policies for adult day services, care communities and institutions often reflect on ADLs to determine eligibility for care and placement for a certain type of care.
  • Long-term care insurance policies/programs often rely on ADL measures (the inability to perform a certain number of ADLs) to determine whether or not an individual qualifies for benefits.

In addition to long-term care insurance, there are many ways to pay for in-home care, including private funds, family funds, Veteran's benefits, worker's compensation, Medicaid waivers, and grants from some charitable organizations or religious organizations. Generally, it is less expensive to stay at home with 8 hours of care or less per
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SOURCE Always There Resources, Inc.
Copyright©2009 PR Newswire.
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