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Homeowners Hail Damage Sends Many Scurrying For Insurance Coverage
Date:8/27/2013

ingles from high winds. Branches can scratch the shingles, damaging them or loosening them and creating new vulnerabilities.

3) Rodent Roof Damage: It is easy to notice a hail storm that may damage roofs, rodent damage will need a vigilant eye. Nearby low branches may be the perfect access to squirrels and other rodents to get on the roof. They often gnaw at roofing materials and siding.

4) Remove Leaves And Moss: Homeowners can extend the life of their roof by keeping leaves and moss off. Scheduling this routine job in to a home maintenance plan will go help keep a roof damage-free and reduce roof repair jobs before they start.

5) Clean Openings And Apply Roof Patches: Inspect all roof surfaces for punctures, cracks, or seam separations. Before applying a compatible patching compound or sealant, clean well to avoid trapping any decay or moisture inside.

6) Obtain a Windstorm Policy: Most homeowner insurance policies automatically include a windstorm deductible; they can vary from 2-5%. One way to reduce potential financial strains from hail damage is for property owners is to purchase a "buy-back deductible," which is supplemental coverage.

7) Fix Aging Roof Fasteners: Plug and cover all exposed screw heads, fasteners, raised nail heads and other areas susceptible to leaking.

8) Review Your Homeowners Insurance Policy: It is key to read and understand your policy to see what is and isn’t covered, and to know what your coverage you have and what limits you have. Many policies have amendments or an addendum located at the end of the document which are important to know because they effect time requirements and other important aspects of the policy.

Home Destination offers Twin City homeowners tips and guidance to care for their homes and real
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