Navigation Links
Homeowners Hail Damage Sends Many Scurrying For Insurance Coverage

Twin Cities, Minnesota (PRWEB) August 27, 2013

Twin Cities roof inspectors are finding very few homes were able to escape unscathed if found in the path of the metro's August 6th hail storm. Twin Cities building contractors are working overtime to repair hail damage to area roofs, according to Capstone Bros.

"The Twin Cities hail storm blasted apart roof tiles and shingles. Homeowners who haven't already filed an insurance claim re scurrying to find someone to get repairs done as some home builders are simply swamped with work," says Jenna Thuening, owner of Home Destination.

The Minnesota Department of Labor and Industry warns homeowners with hail damage by stating: "Homeowners should not sign anything until they have read it carefully and understand the document. In almost every case, the document a contractor asks the homeowner to sign is a legally binding contract, regardless of what the salesperson says."

Home Destination offer the following routine home maintenance tasks every homeowner can do to protect their home's roof:

1) Obtain a Home Inspection: Have a home inspection to check for improper installation of roof vents, sky lights, flues, gutters and chimneys to be sure they are functioning as they are meant to and not weakening your roof.

2) Overhanging Branches Can Damage Roofs: By trimming tree limbs that come in contact with the roof, a homeowner can prevent potential damage to the roof's shingles from high winds. Branches can scratch the shingles, damaging them or loosening them and creating new vulnerabilities.

3) Rodent Roof Damage: It is easy to notice a hail storm that may damage roofs, rodent damage will need a vigilant eye. Nearby low branches may be the perfect access to squirrels and other rodents to get on the roof. They often gnaw at roofing materials and siding.

4) Remove Leaves And Moss: Homeowners can extend the life of their roof by keeping leaves and moss off. Scheduling this routine job in to a home maintenance plan will go help keep a roof damage-free and reduce roof repair jobs before they start.

5) Clean Openings And Apply Roof Patches: Inspect all roof surfaces for punctures, cracks, or seam separations. Before applying a compatible patching compound or sealant, clean well to avoid trapping any decay or moisture inside.

6) Obtain a Windstorm Policy: Most homeowner insurance policies automatically include a windstorm deductible; they can vary from 2-5%. One way to reduce potential financial strains from hail damage is for property owners is to purchase a "buy-back deductible," which is supplemental coverage.

7) Fix Aging Roof Fasteners: Plug and cover all exposed screw heads, fasteners, raised nail heads and other areas susceptible to leaking.

8) Review Your Homeowners Insurance Policy: It is key to read and understand your policy to see what is and isn’t covered, and to know what your coverage you have and what limits you have. Many policies have amendments or an addendum located at the end of the document which are important to know because they effect time requirements and other important aspects of the policy.

Home Destination offers Twin City homeowners tips and guidance to care for their homes and real estate seller resources on how how to keep a home in pristine condition for sale. Call 612-396-7832 and ask Jenna Thuening for guidance.

Read the full story at

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. Chinese Drywall Complaint Center Now Demands Leadership From Obama & EPA, For Homeowners In Florida And In The US Southeast Stuck In Toxic Chinese Drywall Hell-Forward?
2. Allergies May Plague Renters More Than Homeowners
3. Atlanta Maid Service EMJ Cleaning Releases Discount Assistance Dates for Homeowners Experiencing Foreclosure Stress
4. Homeowners, Tenants Sue Republic Services for Putrid Smells Released from Bridgeton Landfill
5. Nationally Renowned Senior Living Expert Presents Program on What Seniors Need to Know Today about Homeownership
6. DIY Pest Control Provides Huge Savings for Homeowners
7. Homeowners Draw Short End of the Water Treatment Process
8. Should Homeowners Worry About A New Housing Bubble?
9. Minnesota Becomes the Second State to Pass a Homeowners Bill of Rights
10. David Dunham Insurance Shares Pool Safety Tips with Homeowners in Order to Avoid Liability Suits This Summer
11. Daimer Ships Vapor Steam Cleaner For Homeowners
Post Your Comments:
(Date:11/30/2015)... ... November 30, 2015 , ... Using a combination of two ... American children and adults, according to a new study by researchers at the School ... in Children and Adults: Using Combinations of Blood Glucose Tests ,” published in Frontiers ...
(Date:11/30/2015)... ... 30, 2015 , ... The recently published 32nd Annual Report ... reveals that in 2014, someone called a poison center about every 11 seconds. ... were human exposure cases. , The American Association of Poison Control Centers (AAPCC) ...
(Date:11/30/2015)... PA (PRWEB) , ... November 30, 2015 , ... ... Specialty Ingredients (ASI) as their exclusive channel partner for the Nutraceutical Specialties products ... markets in the US, effective immediately. , “We are pleased to announce ...
(Date:11/30/2015)... ... November 30, 2015 , ... ... announced at the Radiology Society of North America (RSNA) annual meeting, being held ... 60% growth from 2014. Throughout 2015, the company has completed installations for ...
(Date:11/30/2015)... ... November 30, 2015 , ... ... Kreithen”), one of the leading plastic surgery practices in Florida, is proud to ... to consult for surgical innovations giant Ethicon Inc., a Johnson & Johnson Company. ...
Breaking Medicine News(10 mins):
(Date:11/30/2015)... Nuance Communications, Inc. (NASDAQ: NUAN ) and ... today jointly announced a new integrated set of clinical ... College of Radiology,s (ACR) Imaging 3.0™ tools to enable ... current and emerging value-based payment models . ... clinical decision support, radiology reporting and image sharing technology ...
(Date:11/30/2015)... HYDERABAD, India , Nov. 30, 2015 Varian Medical ... (MoU) to develop an educational partnership with Apollo Hospitals Group, the ... a program that will help train radiation technologists in the country. ... executive officer of Apollo Knowledge, and Ashok Kakkar , Varian,s ... . India , Varian intends ...
(Date:11/30/2015)... Belgium , Nov. 30, 2015   VolitionRx ... on developing blood-based diagnostic tests for a broad range of ... present at the LD Micro Conference, which will be held ... Attending from VolitionRx will be David Kratochvil ... , Vice President of Investor Relations. ® ...
Breaking Medicine Technology: