Navigation Links
Homeowners Hail Damage Sends Many Scurrying For Insurance Coverage

Twin Cities, Minnesota (PRWEB) August 27, 2013

Twin Cities roof inspectors are finding very few homes were able to escape unscathed if found in the path of the metro's August 6th hail storm. Twin Cities building contractors are working overtime to repair hail damage to area roofs, according to Capstone Bros.

"The Twin Cities hail storm blasted apart roof tiles and shingles. Homeowners who haven't already filed an insurance claim re scurrying to find someone to get repairs done as some home builders are simply swamped with work," says Jenna Thuening, owner of Home Destination.

The Minnesota Department of Labor and Industry warns homeowners with hail damage by stating: "Homeowners should not sign anything until they have read it carefully and understand the document. In almost every case, the document a contractor asks the homeowner to sign is a legally binding contract, regardless of what the salesperson says."

Home Destination offer the following routine home maintenance tasks every homeowner can do to protect their home's roof:

1) Obtain a Home Inspection: Have a home inspection to check for improper installation of roof vents, sky lights, flues, gutters and chimneys to be sure they are functioning as they are meant to and not weakening your roof.

2) Overhanging Branches Can Damage Roofs: By trimming tree limbs that come in contact with the roof, a homeowner can prevent potential damage to the roof's shingles from high winds. Branches can scratch the shingles, damaging them or loosening them and creating new vulnerabilities.

3) Rodent Roof Damage: It is easy to notice a hail storm that may damage roofs, rodent damage will need a vigilant eye. Nearby low branches may be the perfect access to squirrels and other rodents to get on the roof. They often gnaw at roofing materials and siding.

4) Remove Leaves And Moss: Homeowners can extend the life of their roof by keeping leaves and moss off. Scheduling this routine job in to a home maintenance plan will go help keep a roof damage-free and reduce roof repair jobs before they start.

5) Clean Openings And Apply Roof Patches: Inspect all roof surfaces for punctures, cracks, or seam separations. Before applying a compatible patching compound or sealant, clean well to avoid trapping any decay or moisture inside.

6) Obtain a Windstorm Policy: Most homeowner insurance policies automatically include a windstorm deductible; they can vary from 2-5%. One way to reduce potential financial strains from hail damage is for property owners is to purchase a "buy-back deductible," which is supplemental coverage.

7) Fix Aging Roof Fasteners: Plug and cover all exposed screw heads, fasteners, raised nail heads and other areas susceptible to leaking.

8) Review Your Homeowners Insurance Policy: It is key to read and understand your policy to see what is and isn’t covered, and to know what your coverage you have and what limits you have. Many policies have amendments or an addendum located at the end of the document which are important to know because they effect time requirements and other important aspects of the policy.

Home Destination offers Twin City homeowners tips and guidance to care for their homes and real estate seller resources on how how to keep a home in pristine condition for sale. Call 612-396-7832 and ask Jenna Thuening for guidance.

Read the full story at

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. Chinese Drywall Complaint Center Now Demands Leadership From Obama & EPA, For Homeowners In Florida And In The US Southeast Stuck In Toxic Chinese Drywall Hell-Forward?
2. Allergies May Plague Renters More Than Homeowners
3. Atlanta Maid Service EMJ Cleaning Releases Discount Assistance Dates for Homeowners Experiencing Foreclosure Stress
4. Homeowners, Tenants Sue Republic Services for Putrid Smells Released from Bridgeton Landfill
5. Nationally Renowned Senior Living Expert Presents Program on What Seniors Need to Know Today about Homeownership
6. DIY Pest Control Provides Huge Savings for Homeowners
7. Homeowners Draw Short End of the Water Treatment Process
8. Should Homeowners Worry About A New Housing Bubble?
9. Minnesota Becomes the Second State to Pass a Homeowners Bill of Rights
10. David Dunham Insurance Shares Pool Safety Tips with Homeowners in Order to Avoid Liability Suits This Summer
11. Daimer Ships Vapor Steam Cleaner For Homeowners
Post Your Comments:
(Date:6/24/2016)... ... June 24, 2016 , ... Global law firm Greenberg Traurig, P.A. ... The attorneys chosen by their peers for this recognition are considered among the top ... Shareholders received special honors as members of this year’s Legal Elite Hall of Fame: ...
(Date:6/24/2016)... ... June 24, 2016 , ... Comfort Keepers® of San Diego, CA is excited ... To Recovery® program to drive cancer patients to and from their cancer treatments. ... highest quality of life and ongoing independence. Getting to and from medical treatments ...
(Date:6/24/2016)... ... June 24, 2016 , ... People across the U.S. are sharpening ... Talker Award, an essay contest in which patients and their families pay tribute to ... at the 2016 National Society of Genetic Counselors (NSGC) Annual Education Conference (AEC) this ...
(Date:6/24/2016)... ... June 24, 2016 , ... The Haute ... Dr. Barry M. Weintraub as a prominent plastic surgeon and the network’s newest ... world, and the most handsome men, look naturally attractive. Plastic surgery should be ...
(Date:6/24/2016)... ... 2016 , ... Strategic Capital Partners, LLC (SCP) in concert ... capital for emerging technology companies. SCP has delivered investment events and professional ... than a million dollars of capital investment for five companies. The ...
Breaking Medicine News(10 mins):
(Date:6/23/2016)... Roche (SIX: RO, ROG; OTCQX: RHHBY) announced that it ... (procalcitonin) assay as a dedicated testing solution for people ... Roche is the first IVD company in the U.S ... assessment and management. PCT is a sepsis-specific ... blood can aid clinicians in assessing the risk of ...
(Date:6/23/2016)... June 23, 2016 , , ... July 7, 2016 , , , , LOCATION: , , ... , , , EXPERT PANELISTS:  , , , Frost & ... Analyst, Christi Bird; Senior Industry Analyst, Divyaa Ravishankar and Unmesh Lal, ... The global pharmaceutical industry is witnessing an exceptional era. Several new ...
(Date:6/23/2016)... , June 23, 2016 The vast ... an outpatient dialysis facility.  Treatments are usually 3 times ... hours per visit, including travel time, equipment preparation and ... patient, but especially grueling for patients who are elderly ... a skilled nursing and rehabilitation centers for some duration ...
Breaking Medicine Technology: