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Home Sellers Amazed by VA and FHA Mortgage Assumption Opportunities
Date:9/21/2013

Minneapolis, Minnesota (PRWEB) September 21, 2013

In a rising rate housing market, assumability may make a home purchase affordable. A VA mortgage assumption is generally defined as "a purchase transaction where the purchaser takes over the liability of an existing mortgage from the seller", according to a recent article published by the Veterans United Network. Home sellers amazed by VA and FHA mortgage assumption opportunities are learning that it may give them an additional marketing advantage.

"We find that Twin Cities house sellers are often surprised to learn that a mortgage insured by the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA) could be inherited." says Jenna Thuening, owner of Home Destination. "That means that if the real estate seller has an FHA or VA home loan with terms including a remarkably low interest rate, one could market the home letting prospective home buyers know they may be able to assume the mortgage loan."

Qualifying home buyers can assume an existing FHA-insured loan, according to U.S. Department of Housing and Urban Development (HUD). Conversely, a home seller may allow a buyer to assume their FHA or VA loan. "

Source: PRWeb
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