Navigation Links
Holiday Gift Giving: How You and Your Budget can Survive the Season
Date:10/8/2008

SAN DIEGO, Oct. 8 /PRNewswire/ -- 'Tis the season to be jolly, but all the money you're spending on gifts for friends and family may have you feeling less than merry. Don't let yourself fall into the trap of holiday overspending out of a misguided sense of obligation. Take the following simple measures to prevent a financial meltdown offered by California Association of Marriage and Family Therapists (CAMFT) http://www.camft.org:

-- Make a list, and check it twice -- planning a realistic budget ahead of time will help ward off financial stress after the holidays. Make a list of those you will give gifts to with a dollar amount next to each name. And stick to it!

-- Manage expectations -- tell your kids, family and friends that you're simplifying for the holidays and then do it.

-- Start saving in August or sooner -- salting away even $10 a week will help get you through the holiday season. Paying cash is far less stressful than paying those high finance charges.

-- Get a head start -- no that doesn't mean hitting the sales at 4 a.m. Try to finish gift shopping by Thanksgiving at the latest to avoid the holiday rush.

-- Don't wait in line, get online -- the online world of shopping means no lines and no gas wasted battling through traffic. Browse at your leisure whenever you have spare time and you'll be done before you know it. Be sure to start early to save on shipping costs.

-- Do it yourself -- home-made gifts offer a personal touch that store bought presents can't beat. Plan ahead so you aren't stressed to finish them on time.

-- Start a family exchange -- pull names out of a hat to make sure its fair. Gift exchanges allow each person to buy a thoughtful gift as opposed to several so-so ones -- and you won't go broke.

-- Use a rewards credit card -- if you're going to be charging it anyways, use a rewards card to get the most out of your dollar. Those holiday purchases can help you earn miles for a cheap or even free vacation later in the future.

Above all, keep your priorities in order. The holiday season is a time for loved ones to come together; it's not just gift giving. Do your best to plan ahead and start early; avoiding last minute spending and stress will ensure that you and your finances survive the holiday crush.

If you find yourself unable to shake off feelings of anxiety, stress or sadness that creep up during the holidays, consider speaking with a licensed Marriage and Family Therapist. A professional can guide you through the difficult holiday period and help you relieve your anxiety.

For more information about Marriage and Family Therapists, or to locate a therapist in your area, please visit http://www.TherapistFinder.com.


'/>"/>
SOURCE California Association of Marriage and Family Therapists
Copyright©2008 PR Newswire.
All rights reserved

Related medicine news :

1. Courage Cards Announces 2008 Fine Art Holiday Greeting Card Collection
2. Author of Juneteenth State Holiday Legislation Endorses the Second Annual Houston Juneteenth Multicultural Health Festival
3. Drowsy Drivers Make Holiday Weekend Among the Most Dangerous
4. OHSU Cancer Institute research gives hope for chemo holidays for men with advanced prostate cancer
5. New Guacamole 100-Calorie Packs - The Solution for Clashing February Holidays
6. Surgery Holidays to Malaysia - British Women Tell Their Stories
7. Holiday Visits Nudge Many Towards Senior Housing Decision
8. AUDIO from Medialink and Pharmavite: Holiday Heart Health Tips
9. Holiday Travel, Bad Eating Habits a Recipe for Stomach Trouble
10. Post-Holiday Letdown Can Be Avoided
11. Realistic Expectations Help Ward Off Holiday Depression
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/25/2016)... ... ... First Choice Emergency Room , the largest network of independent freestanding emergency ... its new Mesquite-Samuell Farm facility. , “We are pleased to announce Dr. Ogunleye ... M. Muzzarelli, Executive Medical Director of First Choice Emergency Room. , Dr. Ogunleye ...
(Date:6/25/2016)... ... June 25, 2016 , ... Dr. Calvin Johnson has ... he has implemented orthobiologic procedures as a method for treating his patients. The ... first doctors to perform the treatment. Orthobiologics are substances that orthopaedic surgeons use ...
(Date:6/25/2016)... ... June 25, 2016 , ... Conventional wisdom preaches the benefits ... terms of the latter, setting the bar too high can result in disappointment, perhaps ... slow progress toward their goal. , Research from PsychTests.com reveals that ...
(Date:6/24/2016)... ... June 24, 2016 , ... Those who have experienced traumatic events may ... to unhealthy avenues, such as drug or alcohol abuse, as a coping mechanism. To ... for healthy coping following a traumatic event. , Trauma sufferers tend to feel a ...
(Date:6/24/2016)... ... ... a crisis. Her son James, eight, was out of control. Prone to extreme mood shifts ... upset him, he couldn’t control his emotions,” remembers Marcy. “If there was a knife ... and say he was going to kill them. If we were driving on the ...
Breaking Medicine News(10 mins):
(Date:6/24/2016)... DUBLIN , June 24, 2016 ... "The World Market for Companion Diagnostic Tests" report to ... World Market for Companion Diagnostics The World ... diagnostic and personalized medicine diagnostics. Market analysis in the report ... Diagnostics Test Market (In Vitro Diagnostic Kits) by Region (N. ...
(Date:6/24/2016)... 2016  Arkis BioSciences, a leading innovator in ... durable cerebrospinal fluid treatments, today announced it has ... is led by Innova Memphis, followed by Angel ... investors.  Arkis, new financing will accelerate the commercialization ... release of its in-licensed Endexo® technology. ...
(Date:6/23/2016)... DUBLIN , June 23, 2016 ... the "Pharmaceutical Excipients Market by Type (Organic Chemical ... Preservative), Formulation (Oral, Topical, Coating, Parenteral) - Global Forecast ... The global pharmaceutical excipients ... 2021 at a CAGR of 6.1% in the forecast ...
Breaking Medicine Technology: