Hispanic Insure Offers Health Insurance Solutions for Hispanic Busin...( LOS ANGELES Jan. 21 /- Employer h...),Health

LOS ANGELES, Jan. 21 /PRNewswire/ -- Employer health insurance premiums increased by 7.7 percent, two times the rate of inflation. The annual premium for an employer health plan covering a family of four averaged nearly $11,500. The annual premium for single coverage averaged over $4,200. As we enter 2008, I encourage every single business owner to increase its bottom line by lowering Health Insurance Premiums.

-- Health insurance expenses are the fastest growing cost component for

employers. Unless something changes dramatically, health insurance

costs will overtake profits.

In 2005 General Motors spent $5.3 billion to cover the health costs of 1.1 million employees, retirees and dependents. On a per-car basis, General Motors spends more money on health insurance than on steel, according to Billionaire Wilbur L. Ross Jr.

Nationwide, about 63 percent of Americans have health policies offered by their employers. In California, only 55.7 percent of workers were covered through their jobs last year, making it the state with the fifth-lowest level of employer-sponsored coverage, according to the study by the Economic Policy Institute in Washington.

Hispanic business owners should realize there are affordable new ways to get health insurance. The following health insurance solutions are available for Hispanic business owners to get better and cheaper health insurance coverage, and save thousands of dollars a year on healthcare costs:

-- Shop price and coverage

-- Pick plans with high deductibles

-- Live a healthy lifestyle and encourage employees to do the same

-- Use the new Health Savings Accounts (HSAs) to get a double tax break

-- Work with a knowledgeable and professional health insurance consultant

Ways to lower health insurance premiums:

I. Live a Healthy Lifestyle and encourage your Employees to do the same

Living a healthy life has many benefit
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