LOS ANGELES, Nov. 12 /PRNewswire/ -- "When trying to understand life, it helps to look at it like a puzzle with several big pieces that make a whole," writes Dr. Linda A. Smith in her new self-help book, Here's What It Takes ... to Be Healthy, Wealthy, and Wise (published by AuthorHouse - http://www.authorhouse.com). "These puzzle pieces are actually the key areas of your life. This book is designed to help you identify and learn how to make the most of each one of those areas, and to understand how to fit them together to make life easier and better."
Dr. Linda has identified eight pieces to the puzzle of life: career, money management and consumerism, education, health and well-being, interpersonal relationships, spirituality, leisure time, and fun. Here's What It Takes ... to Be Healthy, Wealthy, and Wise is divided into eight sections corresponding with each puzzle piece.
Dr. Linda presents her information in a concise, straightforward,
bulleted format. Some of her advice in the area of money management and
-- Identify specific financial goals (e.g., a vacation, holiday presents,
college tuition, a home of your own, etc.), and what actions to take to
reach those goals.
-- Accept that there will be "rainy days," better known as
emergencies, and that it's important to be prepared for them (to
avoid borrowing from family, friends, or taking out payday loans that
most times charge exorbitant interest rates). The "rule of
thumb" is that you need at least two to three months of salary
saved for emergencies.
-- Keep saving simple. To start, use jars. Mark them or not, but put in
your spare change and/or bills on a regular basis.
Full of commonsense guidance, Here's What It Takes ... to Be Healthy,
Wealthy, and Wise offers real-life advice that is
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