Date:10/12/2009

f to see if there is a plan that better meets your needs,” Gada said.

5. What changes can I make during annual enrollment?
You can:

Move from traditional Medicare to a Medicare Advantage plan; Move from a Medicare Advantage plan to traditional Medicare; or Add a Medicare prescription drug plan (Part D) if you do not have prescription drug coverage.

6. If I decide to change plans during annual enrollment, what do I need to do?
You need to identify and enroll in the new plan before Dec. 31. You can research the available plans and enroll on your own, or you can use the experienced help of an independent Medicare plan selection service like Allsup Medicare Advisor. Because most people have dozens of plans from which to choose, they can make the process easier on themselves by using an objective Medicare specialist, who helps identify the best plans for their needs and assists with Medicare enrollment.

7. If I do not want to change plans, how do I keep the plan I have?
If you do nothing, you are re-enrolled in your current plan. If you are in a Medicare Advantage plan and it is being terminated, and you do nothing, you will be enrolled automatically in traditional Medicare. Keep in mind that traditional Medicare may have higher out-of-pocket expenses and more limited coverage than your previous Medicare Advantage coverage, so this may not be the optimal choice.

8. Where can I get more info
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