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Healthcare Reform, Coverage Changes Highlight Key Questions for Medicare Annual Enrollment Season, Allsup Says
Date:10/12/2009

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Traditional Medicare is not experiencing any changes in 2010. However, Medicare Advantage plans and prescription drug plans, or Part D plans, are experiencing changes.

About 18 percent of Medicare Advantage plans are being eliminated, generally because they were too similar to other plans offered by the same company or had very low enrollment. Medicare Advantage plans are private Medicare plans that offer the same coverage as traditional Medicare, plus may include additional benefits such as prescription drug coverage and vision, hearing and dental care. Even with the reduced number of Medicare Advantage plans, there are still thousands available.

Some prescription drug plans are also leaving the market, but many still remain. Stand-alone Part D plans and drug formularies in Medicare Advantage plans also may add or drop coverage for certain prescription medications and experience premium changes. “You want to make sure the prescription drugs you take are still covered under your current plan,” Gada said.

“This is the best time to take a look at what your plan covers, how that is changing for next year and the impact on your healthcare needs and expenses,” he added.

2. Will healthcare reform affect my 2010 Medicare options?
No. The proposed legislation won’t affect Medicare plan options for 2010.

3. How will costs change for 2010?
A majority of Medicare participants will not see an increase in the basic premium they pay for traditional Medicare. Premiums will in
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Source: PRWeb
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