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HealthInsuranceFinders.com Publishes Health Insurance Guide for the Recently Unemployed
Date:12/16/2008

en insured under your employer's group health plan, knowing where to go for personal health insurance guidance can be intimidating. How do you know if you are getting good advice or just a "pitch" from an insurance agent trying to make the sale? How do you know which health insurance option is best for you and your family based on your financial situation?

A good place to start is by taking 30 minutes to read the "Guide to Family Health Insurance" found on http://www.healthinsurancefinders.com . Here you will learn about the different options available to you and all of the things you need to consider in reviewing these options. Once you have attained the basic knowledge provided in this guide, you need to seek the assistance of a licensed health insurance professional in your state who can provide you with further guidance and walk you through a plan comparison process. Speaking with a few different insurance brokers, and choosing the one with whom you are most comfortable is highly recommended. One of the first things you need to discuss with an insurance broker is your current eligibility status. All insurance companies have health underwriting guidelines of whom they will insure or not, and a knowledgeable broker is familiar with these guidelines.

If you have any existing or recent health concerns, regardless of how minor, this should be the very first thing to discuss with your insurance broker. Your plan options and rate quotes are irrelevant if you are classified as uninsurable. Pre-existing medical conditions, as well as smoking and being overweight, can also affect the rates that are quoted to you. So, be honest, since the truth is likely to surface during the insurance company's application review process. The last thing you want to do is acquire health insurance
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SOURCE HealthInsuranceFinders.com
Copyright©2008 PR Newswire.
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