Navigation Links
Health reform proposals could help 13 million uninsured young adults gain coverage
Date:8/5/2009

New York, NY, August 6, 2009 Comprehensive health reform proposals now before Congress could help the more than 13 million uninsured young adults ages 19-29 gain coverage, and such reforms would also help ensure that those who now have coverage would not lose it, according to a new Commonwealth Fund report. Extending health insurance coverage to all Americans through expansions in Medicaid and a health insurance exchange with a choice of private and public plans would help guarantee stable, affordable coverage for young adults, according to the report, Rite of Passage? Why Young Adults Become Uninsured and How New Policies Can Help, 2009 Update.

Young adults often become uninsured when they graduate from high school or college; turn 19 and are dropped from their parents' policies or become ineligible for Medicaid or the State Children's Health Insurance Program (CHIP); have difficulty finding jobs; or are employed in jobs that do not come with health benefits. In 2007, nearly 30 percent of this age group, or 13.2 million, were uninsuredan increase of 2.3 million since 2000. With the unemployment rate currently at 15 percent among 20-24 year olds, up from 8.2 percent in 2007, more young adults are likely uninsured now.

"Because young adults face so many transitionsgraduation, job changes, and in this economy, unemploymentthey are especially vulnerable to the risks of being uninsured," said Commonwealth Fund President Karen Davis. "Comprehensive health reform would go a long way toward ensuring that young adults have stable, affordable health coverage that will give them access to the care they need, and protect them in the event of a serious illness."

Young adults are disproportionately uninsured: they comprise just 17 percent of the under-65 population, but represent nearly 30 percent of all uninsured Americans. Young adults are particularly at risk of losing coverage at graduation from high school or college: nearly 2 in 5 high school graduates who do not go on to college, and one-third of college graduates, experience a time uninsured in the year following graduation. As new entrants to the labor force, young adults are less likely than older adults to find jobs that come with health benefits, and are thus left to purchase health plans on their own in the individual insurance market, without the financial help of employer premium contributions.

The report analyzes how reforms such as those currently under discussion in Congress would affect young adults: Some proposals would allow young adults to remain on their parents' health plans until they are 26 years old; young adults in lower-income households, who represent nearly 70 percent of all uninsured young adults, would be eligible for Medicaid or sliding scale premium subsidies to purchase health plans through a health insurance exchange. Such policies would enable young adults to maintain health insurance through key life transition points when many experience gaps in their coverage.

Young adults who experience breaks in their coverage face a number of risks: about half (49%) of those who spend a time uninsured report medical bill problems or medical debt, just 41 percent have a regular doctor compared to 79 percent of insured young adults, and two-thirds (66%) of young adults who were uninsured for some period of time during the year went without needed medical care because of cost. While young adults are healthier as a group than older adults, about 15 percent have a chronic health problem such as asthma, more than half weigh more than what is considered to be a healthy weight, there are 2.7 million births to women in this age group, and young adults have the highest incidence of injury related visits to the emergency room of any age group.

"Loss of health insurance coverage impedes young adults' access to the health system at precisely the time they should be establishing their own relationships with physicians, and puts them and their families at significant financial risk," says study author and Commonwealth Fund Vice President Sara Collins. "It is critical that reform proposals provide comprehensive, affordable and continuous health insurance that young adults can count on regardless of where they work or whether they are in school."


'/>"/>

Contact: Mary Mahon
mm@cmwf.org
212-606-3853
Commonwealth Fund
Source:Eurekalert

Related medicine news :

1. Stories to Promote Health and Enhance Lives
2. State Regulation of Massage Therapy Will Improve Public Health, Safety
3. U.S. Spending on Mental Health Care Soaring
4. CAHI Says Health Insurers Are Not the Problem
5. $10 Million in Startup Funding Approved for Maryland Health Information Exchange
6. George Barrett Named Chairman and CEO of Cardinal Health
7. Portable Health Care Records Now Available for Consumers
8. ORTHOWORLD Releases Position Paper on Healthcare Reform
9. Health Care Reform Must be Abortion-Free, says Supreme Knight
10. Wireless Home Healthcare to be $4 Billion Industry by 2013
11. Dartmouth gets $3 million from the National Science Foundation for IT research in health care
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/27/2016)... , ... June 27, 2016 , ... "FCPX editors can ... inside of Final Cut Pro X," said Christina Austin - CEO of Pixel Film ... Final Cut Pro X users can now reveal the media of their ...
(Date:6/27/2016)... ... June 27, 2016 , ... A revolution is underway. ... transport experience for the millions of people who require these medical transport services ... industry through the use of technology. Now, SmartEMS has put forth an industry-changing ...
(Date:6/26/2016)... ... 2016 , ... On June 10-11, 2016, A Forever Recovery, a holistic treatment ... Longest Breakfast Table in Battle Creek, MI, where the rehabilitation facility is located. This ... of the world’s leading providers of cereal and other breakfast foods. Its residents often ...
(Date:6/26/2016)... NC (PRWEB) , ... June 26, 2016 , ... Brent Kasmer, a legally blind and ... to be personalized through a fitness app. The fitness app plans to fix the two ... currently only offer a one size fits all type program , They don’t ...
(Date:6/25/2016)... ... 2016 , ... Austin residents seeking Mohs surgery services, can now turn to ... Dr. Russell Peckham for medical and surgical dermatology. , Dr. Dorsey brings specialization to ... fellowship in Mohs Micrographic Surgery completed by Dr. Dorsey was under the direction of ...
Breaking Medicine News(10 mins):
(Date:6/23/2016)... June 23, 2016 Roche (SIX: RO, ROG; ... for its Elecsys BRAHMS PCT (procalcitonin) assay as a ... septic shock. With this clearance, Roche is the first ... integrated solution for sepsis risk assessment and management. ... infection and PCT levels in blood can aid clinicians ...
(Date:6/23/2016)... 2016 Bracket , a leading clinical trial ... clinical outcomes platform, Bracket eCOA (SM) 6.0, at the ... – 30, 2016 in Philadelphia , Pennsylvania.  ... Assessment product of its kind to fully integrate with RTSM, ... eCOA 6.0 is a flexible platform for electronic clinical outcomes ...
(Date:6/23/2016)... 23, 2016 Revolutionary technology includes ... Oticon , industry leaders in advanced audiology and hearing ... Oticon Opn ™, the world,s first internet connected hearing ... IoT devices.      (Photo: http://photos.prnewswire.com/prnh/20160622/382240 ... number of ,world firsts,: , TwinLink™ - ...
Breaking Medicine Technology: