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Health Care Reform Details Emerge with 'Play or Pay' Requirements, Leaving Some Wondering about Small Business Owner Insurance
Date:7/3/2009

As the health care reform details emerge, more entrepreneurs are wondering about health insurance for small groups and business insurance premiums. Now, they are getting some answers and are turning to websites such as the Small Business Health Insurance Network to find coverage.

Minneapolis, Minn. (PRWEB) July 3, 2009 -- The health care reform bills in being considered by the House, which has entrepreneurs worried about how this will affect health insurance for small groups and business insurance premiums. This latest development is prompting entrepreneurs to shop around for lower rates and more complete coverage by using sources such as Small Business Health Insurance Network.

Currently the plan proposes that employers need to pick up at least 72.5 percent of the cost of health insurance premiums for full-time employees. If a business chooses not to provide the minimum coverage required by the federal government, they will need to pay a fee based on 8 percent of their payroll.

There has not been a threshold determined for the size of a business. However, some are concerned about small business owner insurance. Rising rates of business insurance premiums and health insurance for small groups have been difficult for many entrepreneurs to manage.

According to PricewaterhouseCoopers, health insurance premiums increased by 9.2 percent for US businesses this year alone. The same increase is expected for next year, with small businesses typically taking on much higher increases.

On June 19, the chairmen of three House committees with jurisdiction over health care introduced their draft legislation that gav
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Source: PRWeb
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