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Happiness Spreads Through African Villages Thanks to Growing Contributions from Long Term Care Insurance Professionals

(Olins) of Salt Lake City, Utah. Kent Merrell of Olins, who visited Rabuor with Clark, says, "I was bowled over. The happiness of the kids was uplifting." This is in contrast to the hopelessness of malnourished, sickly kids before the aid began. Beyond the smiles and singing, other visible signs of success include:

    * Cleaner and more abundant water through installation of delivery pipes
      and storage cisterns;
    * Less disease thanks to a travelling nurse and a new pharmacy with free
      anti-retroviral drugs;
    * Better education through construction of classrooms and establishment of

      scholarships for secondary-school education (school is not free in
    * Better health and mental alertness through a school nutrition program,
      where children get two meals and a snack every day;
    * HIV/AIDS prevention through talks given by the Rabuor Youth Group
      (dealing forthrightly with a topic that's taboo elsewhere);
    * Electricity through cables laid in underground trenches; and
    * The start of economic self-sufficiency though a vocational center and
      new local businesses. The ventures include hybrid goat breeding, a
      commercial brick works, bee keeping for honey production, and sunflower
      growing for the production of sunflower oil and other products.

The Rabuor model works for two key reasons. First, it's bottom-up. No government or outside agency dictates the program, a big reason many top-down programs show scant results for the millions expended. The villagers themselves set things up, dividing their needs into three broad categories:

    * Children & Education, providing opportunity to the growing ranks of
      youngsters who have lost one or both parents to HIV/AIDS.
    * Water & Health, securing a reliable supply of clean water for human
      consumption and agriculture; and supporting wellness through a community

SOURCE LTC Financial Partners, LLC
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