Navigation Links
HSA Plans are Covering Preventive Care on a First-Dollar Basis
Date:11/19/2007

WASHINGTON, Nov. 19 /PRNewswire-USNewswire/ -- Most health savings account plans cover recommended preventive benefits on a first-dollar basis, according to a new survey released today by America's Health Insurance Plans (AHIP).

(Logo: http://www.newscom.com/cgi-bin/prnh/20040830/AHIPLOGO )

"HSA plans have been a valuable new coverage option -- especially for those who had been uninsured previously -- and are providing consumers with access to important preventive health care services," said Karen Ignagni, President and CEO of AHIP.

AHIP surveyed its members to examine the preventive benefits provided by high-deductible health plan (HDHP) policies that are compatible with a health savings account (HSA). The survey found that most HSA/HDHP policies cover recommended preventive benefits on a "first dollar" basis -- that is, without regard to whether the deductible is met.

Among HSA/HDHP policies offering first-dollar coverage for preventive care, 100 percent cover adult and child immunizations; well-baby and well-child care; mammography; Pap tests; and annual physical exams and screenings. Nearly 90 percent provide first-dollar coverage for prostate cancer screenings and 83 percent offer this coverage for colonoscopies.

Virtually all HSA/HDHP policies purchased in the large-group market (99 percent) and small-group market (96 percent) provide first-dollar coverage for preventive care.

Additionally, 59 percent of policies purchased in the individual market cover preventive care on a first-dollar basis. First-dollar coverage for preventive benefits is less frequent in the individual market because premiums for individual coverage are not tax deductible, as they are with employment-based coverage. This gives consumers an incentive to purchase preventive benefits through a tax-free HSA rather than through higher premiums. AHIP supports full tax deductibility for all health insurance premiums to create a level playing field for consumers purchasing health care coverage on their own without an employer sponsor.

Click here to view the entire survey: http://www.ahipresearch.org/pdfs/HSA_Preventive_Survey_Final.pdf.

AHIP is the national trade association representing nearly 1,300 member companies providing health insurance coverage to more than 200 million Americans


'/>"/>
SOURCE America's Health Insurance Plans
Copyright©2007 PR Newswire.
All rights reserved

Related medicine news :

1. Health Plans Increase Use of Health Incentives
2. Area Health Care Providers Announce Plans to Integrate Services
3. EDAP Launches Enhanced Communication Plans at SIU Paris Congress
4. National Survey Shows Employee Fears About Consumer-Driven Health Plans on Decline
5. Precedent Launches Revolutionary Individual Health Insurance Plans in Texas
6. AMERIGROUP Contracts with Federal Government to Offer Medicare Advantage Health Plans in Seven States
7. CEO Addresses Tennessee Business Leaders About Developing Pandemic and Business Continuity Plans
8. Delta Dental Plans Association Forms National Scientific Advisory Committee
9. Health Care Service Corporation Provides Personal Clinical Summaries to Members of its Blue Cross and Blue Shield plans in Illinois, New Mexico, Oklahoma and Texas
10. Massachusetts Employers and Health Plans Continue to Support Quality Care by Rewarding Physicians through Bridges to Excellence Programs
11. InstaCare Corp. Reviewing M&A Plans
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:7/26/2017)... ... July 26, 2017 , ... IDC-Eating Disorder Care is excited ... program located in Royal Oak, Michigan. IDC, formerly known as Inner Door ... providing the highest standards in the field of eating disorder treatment in the state ...
(Date:7/26/2017)... ... 2017 , ... The number of adults 65 years or older is expected ... asthma control in the population are not well described. In a study published in ... journal of the American Academy of Allergy, Asthma & Immunology (AAAAI), researchers identified factors ...
(Date:7/25/2017)... (PRWEB) , ... July 25, 2017 , ... ... protection assistance and finance management services to communities across North Carolina, is launching ... Advocacy Network to raise community support for the ongoing fight against bladder cancer. ...
(Date:7/25/2017)... ... ... Facing medical needs with a newborn boy this spring, Crowley Maritime ... for employees that is uncommon in American business: 12 weeks of fully paid parental ... employees as new parents. It keeps our family life more stable. I can be ...
(Date:7/24/2017)... ... July 24, 2017 , ... Cheerag D. Upadhyaya , M.D., ... Bloch Neuroscience Institute (SLMBNI), part of Saint Luke’s Health System . Dr. ... Cheerag D. Upadhyaya, MD. M.Sc., FAANS joins Stanley P. Fisher, M.D., who ...
Breaking Medicine News(10 mins):
(Date:7/12/2017)... and Company (NYSE: LLY ) has entered into ... litigation in the U.S. District Court for the Eastern District ... (tadalafil) unit dose patent. This patent was previously set ... agreement, Cialis exclusivity is now expected to end at the ... patent for Cialis is valid and infringed by companies seeking ...
(Date:7/11/2017)... N.J. , July 11, 2017  Bayer has awarded ... eight countries as part of its prestigious Bayer Hemophilia Awards ... Hospital of Philadelphia and Uniformed Services ... are among the winners. Grant recipients were announced last ... and Hemostasis (ISTH) 2017 Congress, Berlin, Germany ...
(Date:7/11/2017)... , July 11, 2017  Sysmex America, ... urinalysis diagnostic testing equipment as well as middleware ... a way to make quality assurance easier and ... "Sysmex is well known for the innovation that ... Quality Monitor elevates quality assurance processes to a ...
Breaking Medicine Technology: