Women Find Paying for Healthcare More Challenging than Men
Employees Hold Large Companies to a Higher Standard with Regard to
Mandatory Healthcare Benefits
NEW YORK, May 15 /PRNewswire-USNewswire/ -- According to a recent Guardian survey, women (58%) were more likely than men (47%) to find paying for healthcare premiums and out of pocket costs a challenge. But women (51%) are more likely than men (42%) to have done some retirement healthcare planning.
Gender seems to play a role in the perceptions about paying for healthcare, but employees of both sexes generally do not understand their healthcare coverage. Education and region are also factors that play a role in viewpoints about paying for and understanding healthcare.
The Guardian Life Insurance Company of America, a leading provider of
employee and voluntary benefits, including group medical plans conducted
the survey, Benefits & Behavior: Spotlight on Group Medical to gain insight
about consumer viewpoints on health, wellness and medical insurance. This
second segment of the study focused on consumer knowledge of health
insurance fundamentals and perceptions about the cost of care. The first
part of the study, released earlier this year, focused on consumer views
Making Dollars and Sense of Healthcare
-- Two-thirds of the employees surveyed said that healthcare plans in
general and healthcare coverage and benefits are difficult to
-- 65% of respondents without a college education said their healthcare
expenses were a substantial or great challenge compared to 40% of those
with a college degree.
-- More than 1 in 5 respondents did not fill a prescription because of the
-- Less than 50% of Boomers are currently planning or believe they are
fully prepared financially for their healthcare in retirement.
|SOURCE The Guardian Life Insurance Company of America|
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