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Guardian Highlights the Importance of Critical Illness Insurance During American Heart Month
Date:2/12/2009

Offers Insights on How to Avoid Financial Dilemmas When Facing Heart Disease

NEW YORK, Feb. 12 /PRNewswire/ -- Matters of the heart receive significant attention during the month of February as millions in the U.S. recognize American Heart Month and celebrate Valentine's Day. During February and throughout the year, The Guardian Life Insurance Company of America (Guardian) is asking families, business owners, benefit decision makers and employees to heed the impact that the heart can have on finances.

According to the American Heart Association, about 1.2 million Americans suffered a first or recurrent coronary attack in 2007. Recovering from illnesses like a heart attack often present financial burdens. Money from critical illness insurance, given as a lump sum amount when someone is diagnosed with a serious illness such as a heart attack, can be used at the policyholder's discretion and provide needed protection.

Critical illness insurance is often used to pay for both out-of-pocket medical expenses (medical deductibles & co-payments, out-of-network costs, experimental treatments) and hidden indirect costs such as child care expenses, loss of a family member's income from time off, and travel to treatment centers.

Guardian, a leading provider of employee and voluntary benefits, is encouraging Americans to learn about how critical illness insurance can help them in their fight against heart-related diseases such as heart attacks, coronary bypass and strokes and other serious illnesses such as cancer, major organ transplants and kidney disease. The company has developed educational materials about critical illness insurance for brokers, employers and other benefit decision makers. Information can be found at www.GuardianBenefits.com.

"As a leading illness in the United States, heart disease disrupts famil
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SOURCE The Guardian Life Insurance Company of America
Copyright©2009 PR Newswire.
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