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Guardian Expands Dental HMO/Pre-Paid Coverage
Date:12/3/2008

New Options Help Business Owners and Employees Manage Benefit Costs

NEW YORK, Dec. 3 /PRNewswire/ -- The Guardian Life Insurance Company of America (Guardian), a leading provider of employee and voluntary benefits for small and mid-sized companies, today announced enhancements to its dental HMO (DHMO) plans that will broaden access to more affordable treatment options for business owners and employees.

Guardian has one of the largest Dental PPO networks in the country and there was demand from brokers and employers for a wider offering of Guardian products and services via an enhanced DHMO network. The DHMO improvements will create a common design across Guardian's HMO and PPO dental plans.

"As medical costs continue to rise, employers want more choices at a wide range of price points to ensure that their employees have access to dental benefits," said Chris Swanker, vice president, Guardian Group Dental. "Some employers will want to offer their employees affordable benefits with maximum provider choice through a PPO network and others want to focus on lower cost through an HMO network. When you choose Guardian Dental via a PPO or HMO you will have access to rich benefits and leading edge dental services and coverage."

Guardian's Enhanced Managed DentalGuard HMO plan coverage includes:

  • Preventive procedures such as oral cancer screenings and adult fluoride treatments
  • Cosmetic teeth whitening
  • General anesthesia for oral surgery procedures
  • An increase in the number of annual periodontal cleanings to four without evidence of medical need
  • A continuation of benefits for orthodontic treatment for people whose treatment was still in progress when they switched DHMO carriers

In addition, Guardian will pick up the cost of office
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SOURCE The Guardian Life Insurance Company of America
Copyright©2008 PR Newswire.
All rights reserved

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