Navigation Links
Guardian Adds New Cost-Conscious Options to Group Dental Lineup
Date:4/22/2009

New Plan Designs Help Employers and Their Employees Manage Dental Benefit Costs

NEW YORK, April 22 /PRNewswire/ -- The Guardian Life Insurance Company of America (Guardian), one of the largest mutual life insurers and a leading provider of employee and voluntary benefits for small and mid-sized companies, today announced new flexibility enhancements to its group dental lineup that will broaden access to more affordable dental care for employers and their employees.

As a new twist to the traditional preferred provider organization (PPO) dental plans, these six new plans offer $3,000 and $5,000 maximums coupled with high deductibles, providing benefits for more costly and substantial needs. Additionally, members can fund eligible dental expenses not covered by the plan through a health savings account (HSA) or flexible spending account (FSA), which allow them to pay for procedures with pre-tax dollars, a more cost efficient alternative than paying out of pocket on an after tax basis. And, since Guardian operates one of the nation's largest PPO dental networks, members who visit an in-network dentist can save up to 30% in dental care costs.

"These latest additions demonstrate Guardian's commitment to bringing flexible, cost-conscious options to small and mid-size businesses who want to provide quality dental benefits typically reserved for larger companies," said Chris Swanker, vice president, Guardian Group Dental. "In this tough economy, many employers are looking to reduce costs without cutting benefits. As consumer-driven health plans gain in popularity, these plans are compatible with HSAs and FSAs that allow plan members to use their pre-tax dollars to pay for eligible dental expenses not covered by their plan. These additions demonstrate Guardian's commitment to empowering Americans to become more prudent health care consumers by providing alternatives to a one-size-fits-all model."

About Guardian

The Guardian Life Insurance Company of America (Guardian), one of the largest and oldest mutual life insurance companies in the United States, is known for its stability and strength. A Fortune 300 company, Guardian is the only major life insurer to earn upgrades from two major rating agencies in 2008: A++ (Superior) by A.M. Best and AA+ (Very Strong) by Standard & Poor's. Guardian also has retained ratings of Aa2 (Excellent) by Moody's and AA+ (Very Strong) by Fitch (ratings current as of April, 2009).

Founded nearly 150 years ago, Guardian and its subsidiaries are committed to protecting individuals, business owners and their employees with life, long term care insurance, disability income and dental insurance products, and offer 401(k), annuities and other financial products and trust services.

Guardian operates one of the largest dental networks in the United States, and protects more than six million employees and their families at 120,000 companies. The company has more than 5,400 employees in the United States and a network of over 3,000 financial representatives in more than 80 agencies nationwide.

For more information about Guardian, please visit: www.GuardianLife.com.


'/>"/>
SOURCE The Guardian Life Insurance Company of America
Copyright©2009 PR Newswire.
All rights reserved

Related medicine news :

1. Guardians Dental Network Experiences Double-Digit Growth
2. Guardian Introduces New Program to Help Employers Control Health Care Premiums
3. Guardian of genome predicts treatment outcomes for childhood cancer
4. Evolution of human genomes guardian gives people unique protections from DNA damage
5. Target Data Research Sponsors Forgotten Citizens Who Are in Need of Public Guardianship To Support and Manage Their Healthcare and Personal Needs
6. Home Guardian Releases Innovative Sensor System to Keep Seniors Safe
7. Guardian Expands Dental Benefit Options Helps Small Business Owners Lower Insurance Cost
8. Guardian Survey: Despite Perceived Effectiveness, Most Employees Who Participate in Wellness Programs Do Not Stay Committed
9. ACORN Expands Presence in EDC Market with Commercialization of Guardian EDC(TM)
10. Guardian Survey: Employees Are Confused About Their Health Coverage and Have No Plans for Healthcare in Retirement
11. Guardian Survey: Fear of Losing Income Due to the Economy Equals Fear of Losing Income Due to Disability
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/27/2016)... , ... June 27, 2016 , ... ... mental health professionals, announced today its affiliation with Tennessee Counseling Association. ... to the network of the Tennessee Counseling Association, adding exclusive benefits and promotional ...
(Date:6/26/2016)... ... ... Quality metrics are proliferating in cancer care, and are derived from many ... the beholder, according to experts who offered insights and commentary in the current issue ... the full issue, click here . , For the American Society of Clinical ...
(Date:6/26/2016)... ... 2016 , ... Brent Kasmer, a legally blind and certified personal trainer is helping to develop ... The fitness app plans to fix the two major problems leading the fitness industry today:, ... all type program , They don’t eliminate all the reasons people quit their ...
(Date:6/25/2016)... ... June 25, 2016 , ... The temporary closing of Bruton Memorial Library on June ... , brings up a new, often overlooked aspect of head lice: the parasite’s ability to ... is not a common occurrence, but a necessary one in the event that lice have ...
(Date:6/25/2016)... ... June 25, 2016 , ... Dr. Calvin Johnson has dedicated ... has implemented orthobiologic procedures as a method for treating his patients. The procedure ... doctors to perform the treatment. Orthobiologics are substances that orthopaedic surgeons use to ...
Breaking Medicine News(10 mins):
(Date:6/24/2016)... , Belgium , June 24, ... VNRX), today announced the appointment of Dr. ... Directors as a Non-Executive Director, effective June 23, ... Audit, Compensation and Nominations and Governance Committees.  As ... Futcher will provide independent expertise and strategic counsel ...
(Date:6/23/2016)... 23, 2016 Any dentist who has made an ... current process. Many of them do not even offer this ... and high laboratory costs involved. And those who ARE able ... such a high cost that the majority of today,s patients ... Parsa Zadeh , founder of Dental Evolutions Inc. and ...
(Date:6/23/2016)... , June 23, 2016 Research and ... Devices Medical Market Analysis 2016 - Forecast to 2022" ... The report contains up to date financial data derived ... Assessment of major trends with potential impact on the market ... of market segmentation which comprises of sub markets, regional and ...
Breaking Medicine Technology: