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Growth in Delaware Long Term Care Costs Outpacing the Rate of Inflation, According to Annual Genworth Financial Study
Date:4/30/2009

gg to cover future long term care costs are finding this may no longer be a viable option given the economic downturn," said Buck Stinson, president, insurance products at Genworth Financial. "Two-thirds of people over age 65 will need long term care in their lifetimes. The localized information provided by Genworth's 2009 Cost of Care Survey is invaluable to families and their trusted advisors in mapping out a financial security strategy to cover the growing cost of this vital care."

A Snapshot of Delaware Long Term Care Costs

Nursing Homes: The median annual cost for a private nursing home room is $83,220 in Dover and $85,775 throughout the rest of the state.

Assisted Living: Assisted living costs range from a median annual cost of $33,000 to $45,036 in Delaware. In Dover, costs have increased 4 percent annually over the past five years, while costs have decreased 2 percent a year over the same period throughout the rest of the state. Nationally, the annual cost for a private room in an assisted living facility is $33,903 and costs have increased 5 percent annually over the past five years.

Home Care: The median hourly rate for a non-Medicare certified, state licensed home health aide is $18 in Dover and $23 across the rest of Delaware. Costs have decreased 7 percent annually over the past five years in Dover, while costs have increased across the rest of the state by 2 percent annually over the same period. The cost nationally for this type of care is $18 per hour, with costs increasing 2 percent annually over the past five years.

Adult Day Health Care: Statewide, excluding Dover, the median daily rate for adult day health care services is $75. Comparable data for Dover is unavailable. The daily rate nationally is $54.

Full results of Genworth's 2009 Cost of Care Survey, including detailed information
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SOURCE Genworth Financial
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