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Global Life and Health Insurance Carriers Industry Market Research Report from IBISWorld has Been Updated
Date:4/5/2013

Los Angeles, CA (PRWEB) April 05, 2013

The Global Life and Health Insurance Carriers industry protects people from the immediate and long-term costs arising from illness, injury, death and longevity. Industry firms primarily offer life and health insurance products, and are often referred to as life and health (L&H) insurers. Insurers provide this protection at a fraction of the potential loss by pooling risk. Annuities provide policyholders with protection against their longevity by guaranteeing an income stream until death. The role of L&H insurers is growing as populations age and life expectancies advance, propelling industry demand. “Population aging is boosting public healthcare expenditure,” says IBISWorld industry analyst Eben Jose. “In response, governments are further privatizing healthcare by strengthening incentives for purchasing health insurance.” Additionally, demand for insurance is growing in developing economies, which have financial markets that are rapidly becoming more sophisticated. As the wealth of these regions grows, individuals will be more interested in insuring their wealth and income against death, illness or accident.

Operators in the Global Life and Health Insurance Carriers industry generate revenue through insurance underwriting and investing. Insurance underwriting is the process of assuming risk in return for a premium. Insurers then invest premiums in stocks, bonds and property to generate income streams and capital gains. “This exposure to financial markets means revenue and pr
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