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Getting Help with Initial Social Security Disability Application Can Speed Access to Benefits
Date:5/10/2010

ial Security disability applications on Allsup.com.

To help educate and explain the options for people with disabilities, Allsup has outlined eight benefits of SSDI.

Why You Want Social Security Disability Insurance
1.   Regular monthly income: SSDI provides you with a regular monthly payment based on the taxes you paid while you were employed. It also typically provides annual cost-of-living increases and a portion of your benefits may be tax free.
2.   COBRA extension: You may be able to continue your COBRA benefits an additional 11 months if you receive SSDI benefits. This can help ensure you have coverage until you become Medicare eligible.
3.   Healthcare coverage: Regardless of your age, 24 months after your date of entitlement to SSDI benefits, you become eligible for Medicare. The means you have coverage through Part A (hospital benefits) and Part B (medical benefits). You also have the option of choosing from a variety of Medicare Advantage plans.
4.   Prescription drug coverage: With Medicare eligibility because of your disability, you also become eligible for Medicare Part D, the prescription drug plan.
5.   Long-term disability (LTD) benefits: If you have private long-term disability insurance, your provider may require you to seek SSDI. LTD coverage is designed to correspond with SSDI benefits, and applying for SSDI could help protect your ability to receive LTD income.
6.   Protected retirement benefits: By receiving Social Security disability benefits, you “freeze” your Social Security earnings record during your period of disability. When you reach retirement age, SSDI ends and you transition to Social Security retirement ben
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