Few Change Medicare Plans Each Year, But Three Times as Many Are Considering a Change in 2010, Allsup Sur...(believing they were unable to afford oth...),Health

Date:11/9/2009

believing they were unable to afford other options.

“It can appear safer to stick with your existing Medicare plan because of some of these unknown factors,” Gada said. “But there is a greater risk that—as your health changes and healthcare costs continue to rise—your current plan won’t provide what you need. You may miss out on valuable benefits from re-evaluating your Medicare options during annual enrollment season.”

Benefits for those Switching

Although only 5 percent of seniors surveyed have switched plans, the most common reasons for switching were to save money and receive better service. Specifically, reasons for switching included the new plan:

Cost less (4 of 10 respondents); Offered better service and customer support (3 of 10); Offered better prescription drug coverage (1 of 10); and Offered coverage for healthcare/procedures not covered under the old plan (1 of 10).

The Allsup survey also found that 25 percent of seniors report their health had declined since enrolling in Medicare. One respondent noted, “I am not exactly sure what is covered under my current package. As my health declines, I would like to know what changes I am able to make.”

For seniors, changing health is an ongoing concern that places even more emphasis on Medicare annual enrollment.

“During annual
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