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Electronic Payment Exchange Welcomes New Visa Best Practices for Data Field Encryption
Date:10/8/2009

Electronic Payment Exchange (EPX), a leading merchant acquirer and payment processor, said today that the recent Visa release of data field encryption best practices provides welcome leadership to merchants, technology professionals, and vendors looking for practical ways to reduce the risk of data breach. EPX is the first payment processor to offer a true end-to-end solution that endorses and incorporates both tokenization and encryption for securing cardholder data from the card reader through the entire transaction lifecycle, and believes the Visa best practices validate their approach.

Wilmington, DE (Vocus) October 8, 2009 -- Electronic Payment Exchange (EPX), a leading merchant acquirer and payment processor, said today that the recent Visa release of data field encryption best practices provides welcome leadership to merchants, technology professionals, and vendors looking for practical ways to reduce the risk of data breach. EPX is the first payment processor to offer a true end-to-end solution that endorses and incorporates both tokenization and encryption for securing cardholder data from the card reader through the entire transaction lifecycle, and believes the Visa best practices validate their approach.

The best practices for data field encryption (also known as end-to-end encryption or point-to-point encryption) announced by Visa on October 5, 2009 work toward developing a standard approach while offering guidance to payment solution providers. Visa establishes five key implementation objectives for payment providers who deploy end-to-end encryption: limiting the availability of cleartext cardholder and authentication data; using robust key management solutions that are consistent with international standards; using key lengths and cryptographic algorithms that are consistent with international standards; protecting cryptographic devices from physical/logical compromis
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