Navigation Links
Divorce costs thousands of women health insurance coverage
Date:11/12/2012

ANN ARBOR---About 115,000 women lose their private health insurance every year in the wake of divorce, according to a University of Michigan study.

And this loss is not temporary: women's overall rates of health insurance coverage remain depressed for more than two years after divorce.

"Given that approximately one million divorces occur each year in the U.S., and that many women get health coverage through their husbands, the impact is quite substantial," says Bridget Lavelle, a U-M Ph.D. candidate in public policy and sociology, and lead author of the study, which appears in the December issue of the Journal of Health and Social Behavior.

Lavelle conducted the study, which analyzes nationally representative longitudinal data from 1996 through 2007 on women between the ages of 26 and 64, with U-M sociologist Pamela Smock. Their research was supported by the U-M National Poverty Center.

Among the other key findings of the study:

  • Each year, roughly 65,000 divorced women lose all health insurance coverage in the months following divorce. Many women have trouble maintaining private insurance coverage because they no longer qualify as dependents under husbands' policies or have difficulty paying premiums for other sources of private insurance. And despite the financial hardship divorced women often experience, many do not qualify for Medicaid or other public insurance.

  • Women insured as dependents on their husband's employer-based insurance policy are particularly vulnerable to loss of coverage after divorce. Nearly one-quarter of them are uninsured six months after divorce.

  • Women who have their own employer-based coverage are less likely than other women to lose coverage (11 percent vs. 17 percent) but they are not completely immune from loss of coverage because financial losses related to the divorce may reduce their ability to meet ordinary expenses, including their share of employee-sponsored health insurance.

"Women in moderate-income families face the greatest loss of insurance coverage," says Lavelle. "They are more likely than higher-income women to lose private coverage and they have less access than lower-income women to public safety-net insurance programs."

Lavelle and Smock also found that full-time work and education are important buffers protecting women from losing health insurance after divorce. But since many women work part-time, or in jobs that don't provide health insurance coverage, the protective effects of employment are not universal.

"The current health care and insurance system in the U.S. is inadequate for a population in which multiple marital and job changes over the life course are not uncommon," Lavelle and Smock conclude. "It remains to be seen how effective the Affordable Care Act will be in remedying the problem of insurance loss after divorce, but the law has provisions that may help substantially."

In the meantime, tens of thousands of women lose their private health insurance every year in addition to all the other economic losses that accompany divorce.


'/>"/>
Contact: Diane Swanbrow
swanbrow@umich.edu
734-647-9069
University of Michigan
Source:Eurekalert

Related medicine news :

1. Source of conflict: Study finds factors that can shape divorced mothers co-parenting experiences
2. Divorced parents in hostile relationships use technology to sabotage communication, MU study finds
3. Doctors Detail High Costs of Fighting Malpractice Claims
4. Cancer Care Costs Higher in U.S. Than Europe, But Survival Longer
5. Obesitys Health Costs Double Earlier Estimates
6. Obese Workers Health Care Costs Top Those of Smokers
7. Diabetic retinopathy research could reduce screening costs
8. Fitness in Middle Age Lowers Medical Costs Later: Study
9. Robotic-assisted prostate cancer surgery drives up costs, UPMC study finds
10. Most occupational injury and illness costs are paid by the government and private payers
11. Caring for patients with fecal incontinence costs more than $4,000 per person each year
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:2/24/2017)... ... ... Dr. Ronald E. Hawkins, vice president for academic affairs ... Bell, DO, MBA, HPF, FACOEP-dist., FACEP, as the new dean of Liberty ... to Liberty from the Ohio University Heritage College of Osteopathic Medicine (OU-HCOM), where ...
(Date:2/24/2017)... ... February 24, 2017 , ... The narrative in “ Signal 8: ... ’s true account of his paramedic experiences. Schanssema describes the tragedies he saw, as ... attempts to overcome them. , Schanssema, initially unsure of the career path he wanted ...
(Date:2/24/2017)... ... , ... Indiana Fiber Network (IFN) President and CEO Kelly C. Dyer recently ... as the Chairman of the Management Committee when IFN was originally formed in 2002 ... of investor/owners and development of the business plan. He became the first paid ...
(Date:2/23/2017)... ... February 23, 2017 , ... Thinksport, the most ... Jensie Gran Fondo of Marin. For the second year in a row, cyclists ... sunscreen. , “We are thrilled to provide our safe, non-toxic sunscreen to over ...
(Date:2/23/2017)... ... February 23, 2017 , ... The American Cleft Palate-Craniofacial Association (ACPA) is pleased ... KLS is a longtime supporter of the event. , "We are pleased that KLS ... Dr. Bob Havlik, 2017 ACPA President. "KLS Martin has a long track record of ...
Breaking Medicine News(10 mins):
(Date:2/24/2017)... Feb. 24, 2017 Zimmer Biomet Holdings, Inc. ... healthcare, will present at the Cowen and Company 37 ... Marriott Copley Place on Tuesday, March 7, 2017 at ... webcast of the presentation can be accessed at ... following the conference via Zimmer Biomet,s Investor Relations website ...
(Date:2/24/2017)... , Feb. 24, 2017  In conjunction with ... 2016 financial results press release, you are invited to ... live over the internet on Tuesday, March 14, 2017 ... A live audio webcast of the presentation ... www.durect.com and clicking "Investor Relations."  If you are ...
(Date:2/24/2017)... 24. Februar 2017 ITL Limited, ( ... Gesundheitsbereiches, ist erfreut, für das zum 31. Dezember ... Vorjahreszeitraum exzellente Ergebnisse vorlegen zu können. Eine vollständige ... Wachstum" finden Sie hier . ... Steuern 2,12 Millionen USD (Dez. 2015: 1,04 Millionen USD; +104 %) ...
Breaking Medicine Technology: