Navigation Links
Divorce costs thousands of women health insurance coverage
Date:11/12/2012

ANN ARBOR---About 115,000 women lose their private health insurance every year in the wake of divorce, according to a University of Michigan study.

And this loss is not temporary: women's overall rates of health insurance coverage remain depressed for more than two years after divorce.

"Given that approximately one million divorces occur each year in the U.S., and that many women get health coverage through their husbands, the impact is quite substantial," says Bridget Lavelle, a U-M Ph.D. candidate in public policy and sociology, and lead author of the study, which appears in the December issue of the Journal of Health and Social Behavior.

Lavelle conducted the study, which analyzes nationally representative longitudinal data from 1996 through 2007 on women between the ages of 26 and 64, with U-M sociologist Pamela Smock. Their research was supported by the U-M National Poverty Center.

Among the other key findings of the study:

  • Each year, roughly 65,000 divorced women lose all health insurance coverage in the months following divorce. Many women have trouble maintaining private insurance coverage because they no longer qualify as dependents under husbands' policies or have difficulty paying premiums for other sources of private insurance. And despite the financial hardship divorced women often experience, many do not qualify for Medicaid or other public insurance.

  • Women insured as dependents on their husband's employer-based insurance policy are particularly vulnerable to loss of coverage after divorce. Nearly one-quarter of them are uninsured six months after divorce.

  • Women who have their own employer-based coverage are less likely than other women to lose coverage (11 percent vs. 17 percent) but they are not completely immune from loss of coverage because financial losses related to the divorce may reduce their ability to meet ordinary expenses, including their share of employee-sponsored health insurance.

"Women in moderate-income families face the greatest loss of insurance coverage," says Lavelle. "They are more likely than higher-income women to lose private coverage and they have less access than lower-income women to public safety-net insurance programs."

Lavelle and Smock also found that full-time work and education are important buffers protecting women from losing health insurance after divorce. But since many women work part-time, or in jobs that don't provide health insurance coverage, the protective effects of employment are not universal.

"The current health care and insurance system in the U.S. is inadequate for a population in which multiple marital and job changes over the life course are not uncommon," Lavelle and Smock conclude. "It remains to be seen how effective the Affordable Care Act will be in remedying the problem of insurance loss after divorce, but the law has provisions that may help substantially."

In the meantime, tens of thousands of women lose their private health insurance every year in addition to all the other economic losses that accompany divorce.


'/>"/>
Contact: Diane Swanbrow
swanbrow@umich.edu
734-647-9069
University of Michigan
Source:Eurekalert

Related medicine news :

1. Source of conflict: Study finds factors that can shape divorced mothers co-parenting experiences
2. Divorced parents in hostile relationships use technology to sabotage communication, MU study finds
3. Doctors Detail High Costs of Fighting Malpractice Claims
4. Cancer Care Costs Higher in U.S. Than Europe, But Survival Longer
5. Obesitys Health Costs Double Earlier Estimates
6. Obese Workers Health Care Costs Top Those of Smokers
7. Diabetic retinopathy research could reduce screening costs
8. Fitness in Middle Age Lowers Medical Costs Later: Study
9. Robotic-assisted prostate cancer surgery drives up costs, UPMC study finds
10. Most occupational injury and illness costs are paid by the government and private payers
11. Caring for patients with fecal incontinence costs more than $4,000 per person each year
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:12/2/2016)... ... December 02, 2016 , ... On Dec. 2, 2016, CURE® magazine will ... Diego honoring the 2016 MPN Heroes—eight individuals who have made a difference in the ... beyond the standard of care, demonstrating leadership within the MPN community and/or a commitment ...
(Date:12/2/2016)... CO (PRWEB) , ... December 02, 2016 , ... Advanced ... announced it has appointed Jason Bice, CPA, MBA to serve as Advanced Inc.’s Chief ... for Advanced, Inc. , Jason brings extensive financial and operational leadership experience to ...
(Date:12/2/2016)... (PRWEB) , ... December 02, 2016 , ... The annual ... Enrollment Period (or Annual Election Period), is ending December 7th. Currently-enrolled Medicare beneficiaries who ... C) or prescription drug plan (Part D) need to make changes during this period ...
(Date:12/2/2016)... NY (PRWEB) , ... December 02, 2016 , ... ... an inspirational interview of two ostomy patients, standing as living proof that attitude ... suffer from digestive diseases and issues that spike around the holidays. This campaign ...
(Date:12/2/2016)... ... 2016 , ... Mediaplanet is proud to announce the launch ... innovative treatments, therapeutic technologies, and revolutionized nutrition that are helping patients and physicians ... years in the last 3 decades,” says Dr. Valentine Fuster, a world-renowned cardiologist. ...
Breaking Medicine News(10 mins):
(Date:12/2/2016)... Dec. 2, 2016  Eli Lilly and Company (NYSE: ... for 2017 and provide updated financial guidance for 2016 ... a conference call on that day with the investment ... guidance. The conference call will begin at ... can access a live webcast of the conference call ...
(Date:12/2/2016)... bioLytical Laboratories, ein Weltführer bei schnellen Tests für Infektionskrankheiten, hat sein ... eingeführt. Continue Reading ... ... , ... ) bioLytical wurde durch die Clinton Health Access ...
(Date:12/2/2016)... , Dec. 2, 2016 Boston Scientific ... definitive agreement to acquire certain manufacturing assets and capabilities ... (TSX: NVC) advanced biological tissue business, as well as ... of $75 million in cash. The Neovasc advanced biological ... including the Boston Scientific Lotus™ Valve System. * ...
Breaking Medicine Technology: