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Darwin Professional Underwriters, Inc. Reports Record Net Income of $8.4 Million for the Third Quarter
Date:11/6/2007

equity is 12.4% for the nine months ended

September 30, 2007 compared to 7.7% for all of 2006. Shareholders'

equity grew $21.9 million during the first nine months of 2007, to

$239.8 million at September 30, 2007 from $217.9 million at December

31, 2006. Book value per share grew 10.2% to $14.08 at September 30,

2007 from $12.78 at December 31, 2006.

(Logo: http://www.newscom.com/cgi-bin/prnh/20060829/NETU014LOGO )

Stephen Sills, Darwin's president and chief executive officer, commented, "We had another excellent quarter, and remain pleased with our performance. This quarter's net income of $8.4 million represents our best operating result in our four-and-a-half year history. Our loss emergence remains favorable and we were able to grow our book by writing new business, as well as retaining our best accounts in the face of stiffening competition. Darwin recorded an increase in gross premiums written over the third quarter of 2006 of 5.9% and demonstrated our continued commitment to underwriting profitability with a third quarter combined ratio of 85.4 percent. With significant expertise across all of our lines, we believe we're well positioned to take advantage of the continued opportunities we see in specialty insurance."

Darwin executives will hold a conference call to discuss this press release tomorrow morning, November 7, 2007, at 8:00 a.m. Eastern time. The live webcast of Darwin's earnings conference call, as well as our financial supplement, can be accessed through Darwin's website at http://investor.darwinpro.com. Analysts and investors interested in participating in the live conference call may dial in to 800-599-9816 (International callers may dial 617-847-8705) and enter passcode 12623027.

The webcast version of the conference call will be a
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SOURCE Darwin Professional Underwriters
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