Darwin Professional Underwriters, Inc. Reports Record Net Income of $8.4 Million for the Thi...( Net income increases 109% and net p...),Health

Net income increases 109% and net premiums written increase 21% over the

comparable year-earlier quarterly results.

FARMINGTON, Conn., Nov. 6 /PRNewswire-FirstCall/ -- Darwin Professional Underwriters, Inc. ("Darwin," the "Company," or "Our") (NYSE: DR) today announced its financial results for the third quarter ended September 30, 2007. Highlights include:

-- Gross premiums written for the third quarter are $69.3 million. Third

quarter gross premiums written are 5.9% ahead of our gross premiums for

the same period a year ago. Net premiums written for the quarter of

$50.6 million are up 20.7% over the third quarter of 2006.

-- Net income of $8.4 million for the quarter ended September 30, 2007

represents a 108.7% increase over the $4.0 million for the quarter

ended September 30, 2006.

-- Overall, the combined ratio is 85.4% for the third quarter 2007, which

compares favorably to the third quarter 2006 combined ratio of 96.3%.

The combined ratio improvement is primarily driven by a decrease in the

loss ratio (12.1% improvement to 57.1%). The third quarter combined

ratio improvement includes approximately $3.6 million ($2.4 million,

net of tax) in favorable loss reserve development and the corresponding

ceded premiums, offset by additional incentive compensation and profit

sharing expenses stemming from the favorable development of the 2003

through 2006 accident years.

-- Earnings per diluted share for the three months ended September 30,

2007 are $0.49 compared to $0.23 per share for the same period in 2006.

-- Annualized return on average
'/>"/>