Navigation Links
Cunningham Financial Group Wants Motorists to Understand Their Rates as Louisiana’s Auto Insurance Rates Remain the Highest in the Nation
Date:5/23/2013

Natchitoches, LA (PRWEB) May 23, 2013

The latest report from Insure.com, a leading insurance industry website, has showed that Louisiana still tops the rest of the country when it comes to auto insurance rates. The annual average of $2,699 is more than double of that of the national average of $1,500. Although a variety of factors determine auto insurance rates, and those factors vary from state to state, there are certain characteristics of Louisianan motorists that may be causing these high rates.

Compared to the rest of the country, according to WWLTV, Louisiana motorists file more injury claims compared to other states and, although not controllable, the state has a high rate of natural disaster damage. Although residents cannot control the cost of auto insurance as a whole, individuals can do their part to lower their own auto insurance rates. The first step, say the local insurance agents at Cunningham Financial Group, is to understand how rates are calculated. Next, controlling for personal qualifications can help lower rates, earn discounts and improve auto insurance rates overall for the motorist.

Auto insurance rates are determined by a number of factors, including:

  •     The age of the motorist. The younger the driver, the higher the rates. After the age of 25, however, the risk is statistically shown to be lower, thus, lower rates.
  • Occupation. Depending on where the motorist works, and how far the travel is, the rates for auto insurance can differ. Drivers driving 4 miles to get to work each day, may qualify for lower rates since they are driving fewer annual miles, and, theoretically, less likely to be involved in an accident.
  • The driving record of the motorist. A clean driving history means better rates.
  • Paying on time. Whether this is on credit cards or auto insurance, a record of paying on time can result in lower premiums.
  • The make and model of a car will impact insurance rates. Fancier cars translate to higher premiums as they will cost more to replace or fix.

Every motorist is different. Certain driving certifications or courses can result in lower premiums due to the discounts that can be applied. In order to find out your specific circumstances, the best thing to do is talk with your insurance agent. At Cunningham Financial Group, local agents are dedicated to giving Louisiana residents a personal experience when it comes to auto insurance. Call or stop by today for more information and the help you need to get your auto insurance rates lower!

About Cunningham Financial Group:

Proudly located in Natchitoches & Mansfield LA, Cunningham Financial Group is the area’s leading local insurance agency; dedicated to serving the insurance needs of Louisiana individuals, families and businesses for over 75 years. As a well established agency, Cunningham Financial Group represents various nationwide insurance carriers, allowing its dedicated agents to effectively compare rates and coverage to ensure clients receive the quality protection they deserve. The agency’s broad network of providers ensures that they can secure superior Louisiana insurance, and the most affordable online insurance quotes, for all coverage needs!

Read the full story at http://www.prweb.com/releases/2013/5/prweb10695888.htm.


'/>"/>
Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. Cunningham Financial Group Encourages Residents of Louisiana to Celebrate American Heart Month
2. Cunningham Financial Group Encourages Women to Celebrate “Cervical Health Awareness Month” by Following Important Health Tips
3. Funeral Financials Announces Their Top 3 Reasons to Hire a Funeral Concierge
4. Integrated Printing Solutions and Aurora Financial Systems, Inc. Create Partnership for Healthcare Incentive Card
5. Financial Advisor FL 'Best of the Best' Awarded to Lake Advisory Group for Excellence by Follow Media Consulting, Inc.
6. Financial Advisor The Villages, FL 'Best of the Best' Awarded to Lake Advisory Group for Excellence by Follow Media Consulting, Inc.
7. Alfresco Appoints Carlton Baab as New Chief Financial Officer
8. American Academy of Personal Training Now Approved By The US Department of Education To Offer Low Cost Financial Aid
9. Financial Advisor Sarasota FL "Best of the Best" Awarded to Rutledge Financial for Excellence by Follow Media Consulting, Inc.
10. Join Merrill DataSite's Webinar: The Impact of Financial Regulation on M&A in 2013
11. Medicaid Expansion Enhances Financial and Mental Well-Being, Study Says
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:5/4/2016)... (PRWEB) , ... May 04, 2016 , ... ... in medical coding, billing and compliance. In upcoming months, AudioEducator has lined up ... specialties. Every conference is designed to give complete compliance know-how and practical, easy-to-apply ...
(Date:5/4/2016)... ... 04, 2016 , ... With the stamp of approval from the United States ... National Cancer Research Month. According to the American Cancer Society (2016) , this ... one in four Americans dying as a result. , With numbers as influential as ...
(Date:5/4/2016)... ... May 04, 2016 , ... Vasont Systems, a top ... (VUI) extension supports the latest release of Adobe FrameMaker, Release 2015. The integration ... process of creating, editing and storing XML. , The VUI creates ...
(Date:5/3/2016)... ... May 03, 2016 , ... ProIntro Glitch is a set of 30 ... Studios’ titles allow users to add a terrifying opener to any video or media. ... and accents. To add greater contrast, all the user has to do is increase ...
(Date:5/3/2016)... ... May 03, 2016 , ... Healing Cancer in This ... and their families move toward recovery and is offered by creator and visionary Carlos ... Carol Francis Talk Radio show considering medical and healing modalities of the fields ...
Breaking Medicine News(10 mins):
(Date:5/3/2016)... -- Intec Pharma Ltd. (NASDAQ: ... announced the appointment of Pnina Strauss-Levy as ... Strauss-Levy has 15 years of experience in clinical research ... record, having supported the advancement of several products through ... the United States and ...
(Date:5/3/2016)... 3, 2016 Norgine ... sie einen entscheidenden Meilenstein durch diese Veröffentlichung ... zum Handeln, um Patientenresultate  bei Verdauungs- und ... Fortschritten im Verständnis der Hepatischen Enzephalopathie bei ... für Hepatische Enzephalopathie in der Öffentlichkeit zu ...
(Date:5/2/2016)... 2, 2016  Deerfield announced today it led ... Vision, Inc. Graybug Vision is an early stage ... transform care for ocular diseases including wet age-related ... was first developed at Johns Hopkins University and ... Graybug Vision is developing ophthalmology ...
Breaking Medicine Technology: