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Credit Counseling Agency Helps Consumers Live Healthier While Becoming Financially Fit

Agencies offering CareOne Credit Counseling Services (, are offering a collection of free tips and advice on how consumers can stay in shape this season while saving money on working out.

Baltimore, MD (PRWEB) October 7, 2008-- Why not start on New Year's resolutions early this year? By focusing on fitness this fall, consumers can not only help fend off cold weather weight gain, but become more financially fit as well. People can do more than just save money in the short-term with inexpensive exercise options - a healthier body also equals longer-term savings through lower medical costs. Providers of [CareOne Credit Counseling Services] are releasing a series of financial fitness tips to help consumers keep their weight and health under control now, while also maintaining a healthy budget over time.

"Rather than waiting until early next year to make a commitment to improving both their physical and financial health, consumers should think about doing that right now," says CareOne Credit Counseling Services Spokesperson Clarky Davis. "Between the stress of the holidays and the inclination to spend more time inside during colder weather, motivation won't be at its highest levels in as little as a few weeks. By committing to inexpensive fitness routines now, people can save a bundle of money that could go towards decreasing debts or be put into savings." features a "tip jar" full of FreedomPointers from CareOne agencies as well as from visitors to the site. Tips on exercising financial freedom while staying fit, healthy, and happy include:

1. Home Workouts - Gyms and fancy equipment aren't requirements for getting, or staying, in shape. A family walk around the neighborhood, [exercise videos], and even housework can all be a part of an effective and inexpensive exercise routine.

2. Second-Hand Fitness Equipment - For those individuals who prefer working out with equipment, whether anything from a weight bench to an exercise bike, there's no reason to pay full price. [Second-hand exercise equipment] can easily be found these days at late-season yard sales, local classifieds, or even online classified sites for far less money than new equipment.

3. Gym Membership Deals - If someone really can't seem to stay motivated without the social atmosphere of working out in a gym, they can attempt to get a discounted gym membership through a bulk deal with co-workers. The company may be able to secure a discounted rate due to the fact that they're referring a large number of prospective clients to the gym. Another option to save money on [gym memberships] is to check with health insurance providers - some offer full or partial reimbursements as a "reward" for the insured taking an active role in minimizing their health risks.

Beyond saving money right now, by making healthier lifestyle choices consumers can save money throughout the course of their lives. Healthier individuals may pay less for health insurance premiums, have fewer doctor visits, have less of a need for long-term care in later years, and even pay lower premiums on life insurance.

About CareOne Credit Counseling Services
CareOne Credit Counseling Services is a service mark of 3C Incorporated. CareOne agencies are industry leaders committed to providing consumers with education and debt management services related to improving and maintaining their financial health. CareOne agencies have helped over 4.5 million people pay down debts through their solid relationships with over 220,000 creditors.

For more information about CareOne Credit Counseling Services, please visit, or contact Clarky Davis at (410) 925-9769.

Clarky Davis
CareOne Credit Counseling Services
8930 Stanford Blvd.
Columbia, MD 21045
Phone: (410) 925-9769


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Source: PRWeb
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