Navigation Links
Cost of Health Coverage in U.S. May Depend on Where You Live
Date:8/17/2011

WEDNESDAY, Aug. 17 (HealthDay News) -- The cost of health care is a hot-button issue for most Americans, and new research on that topic shows that health insurance premiums for individuals vary widely around the country.

Although the average per-person monthly premium in the United States in 2010 was $215, researchers from the Kaiser Family Foundation found that these monthly insurance premiums could vary by up to $300 from state to state. The huge discrepancy in premiums was based on several factors, including an area's cost of living and demographics, they noted.

In performing the analysis, which the foundation has made available online, researchers found that some states, such as Vermont and Massachusetts, have the highest average premiums (more than $400 per month), because they've already introduced insurance market reforms allowing people with pre-existing conditions to purchase coverage.

Although national health reform legislation will prohibit insurers from charging more for pre-existing conditions beginning in 2014, right now some states allow insurers to exclude those with costly medical conditions, lowering average premiums, the study pointed out.

The researchers found several more reasons for the wide discrepancy in monthly premiums around the country, including variations in cost of living, health care costs, demographics, regulatory requirements, and plans' benefits, cost-sharing structure and ability to control costs.

Unlike employer-based coverage, the researchers noted that individual insurance plans typically have higher patient cost-sharing and greater benefit limitations. The Affordable Care Act, however, sets limits on patients' out-of-pocket expenses and establishes a minimum package of benefits that plans must offer, the authors of the analysis noted.

The Kaiser Family Foundation researchers concluded that their analysis should serve as a guideline for consumers as well as policymakers in determining the affordability of health insurance.

The Kaiser Family Foundation is a nonprofit organization dedicated to the analysis of health issues.

More information

HealthCare.gov has more about health insurance options.

-- Mary Elizabeth Dallas

SOURCE: Kaiser Family Foundation, news release, Aug. 9, 2011


'/>"/>
Copyright©2010 ScoutNews,LLC.
All rights reserved  

Related medicine news :

1. Using powder-free latex gloves reduces latex allergy rate in health care workers
2. Unemployment Higher Among Childhood Cancer Survivors in Poor Health
3. The nag factor: How do children convince their parents to buy unhealthy foods?
4. Chicagos south side suffers most from unhealthy neighborhoods
5. Scientists explore the intersection of health, society and microbial ecology
6. Religious beliefs shape health care attitudes among US Muslims
7. MU programs teach Missouri families to make healthy food choices
8. Healthy Lunch and Breakfast Keep Students Alert
9. Peak oil and public health: Political common ground?
10. UCSD Health Sciences partners with Pfizer to speed drug delivery
11. Weight loss improves sexual health of overweight men with diabetes
Post Your Comments:
*Name:
*Comment:
*Email:
Related Image:
Cost of Health Coverage in U.S. May Depend on Where You Live 
(Date:5/27/2016)... ... 2016 , ... More than a third of American adults are considered obese, ... has received increased attention in recent years, as an article published May ... loss, most people are familiar with the basic requirements of maintaining a healthy diet ...
(Date:5/27/2016)... (PRWEB) , ... May 27, 2016 , ... W.S. ... products, announced today that it has been recognized as one of the best small ... Badger was named as one of nine small businesses providing progressive benefits to new ...
(Date:5/27/2016)... NY (PRWEB) , ... May 27, 2016 , ... This ... of a stroke, which we as a society can control and change. , As ... occurs nearly every 40 seconds within the United States. Plus, with an estimated 129,000 ...
(Date:5/27/2016)... ... ... Beleza Medspa has initiated a new program to assist active ... time that Coolsculpting is being used for for more than just cosmetic purposes. ... the prescribed body-fat standard, measured by the circumference-based tape method. The tape-test is ...
(Date:5/27/2016)... Wis. (PRWEB) , ... May 27, 2016 , ... ... $90,000 in scholarships to students studying complementary medicine. Allison Outerbridge is this year’s ... accepted her award on May 18 at the university’s Student Leadership Awards ceremony. ...
Breaking Medicine News(10 mins):
(Date:5/25/2016)... , May 25, 2016 ... 2016"market research report that provides an overview on ... analysis at various stages, therapeutics assessment by drug ... (RoA) and molecule type, along with latest updates, ... reviews key players involved in the therapeutic development ...
(Date:5/24/2016)... May 24, 2016 Cirujanos holandeses ... ayudar a los médicos a compartir sus mejores prácticas ... escala mundial. Profesionales médicos de Europa, África, ... apuntado a la aplicación, que combina la transmisión en ... totalmente seguro. Educación   "Imagine un ...
(Date:5/24/2016)... May 24, 2016   , ... non-inferiority in overall bowel cleansing and superiority in ... leansing of the ... ) , Norgine B.V. today announced new positive data ... and ascorbate bowel preparation) versus standard 2 litre PEG with ascorbate. ...
Breaking Medicine Technology: