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Consumers Overlooking Opportunities at Open Enrollment May be Missing Out
Date:9/15/2009

Health Benefits for Dummies, CERTIFIED FINANCIAL PLANNER(TM) professional and former chair of FPA's National Capital Area. "Open Enrollment is a fantastic opportunity for consumers to evaluate their health benefits plan and make choices that are best for their health and wallet. They need to take advantage of it."

Navigating Your Health Benefits for Dummies is available free to consumers as a digital download at the campaign website www.PlanforYourHealth.com or as a hard copy that can be requested on the site. The handy 64-page guide assists consumers in navigating all aspects of health benefits, from choosing a plan, to using online resources like Personal Health Records (PHRs), to taking advantage of money-saving opportunities.

Health Benefits Habits

Since 2004, Plan for Your Health has surveyed consumers annually about their knowledge of and attitudes towards health benefits leading into Open Enrollment. According to the new survey of 1,019 insured adults, consumers may be missing opportunities to make the most of their benefits with the choices they make at Open Enrollment, and need resources to help inform their decisions:

  • Cars Trump Health Benefits in Consumer Research Nearly half (46 percent) of insured adults spend less than one hour researching available plans at Open Enrollment. Almost a third (31 percent) spend no time researching available health plans.
    • The majority of insured adults spend more time researching a home purchase (62 percent), a car purchase (54 percent) and a vacation (49 percent) than their health benefits plan, even though their health benefits choices can impact their finances throughout the year.
  • Benefits Fall to Financial Wayside Most insured adults (84
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SOURCE Plan for Your Health
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