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Consumer Driven Health Plans Surpass HMOs in Popularity with Employees
Date:8/18/2009

to eliminate an employer's ability to have the flexibility to provide plan designs that incentivize employees to become good health care consumers and replace it with a one-size-fits-all mentality that is contrary to the overall consumerism movement at a time when there is progress in educating consumers of both the health and financial benefits of becoming good consumers of health care resources."

"Health care costs continue to increase and we have seen little or nothing in the proposals coming out of Washington to date that address the health care issues that can help control costs," said Stafford.

"The government's role in health care should be to provide a national information collection platform that will allow the private sector to provide tools that employees and employers can use to make decisions based upon quality and cost. Providing financial support for those without the resources to pay while establishing rules that create a level playing field for the private sector -- not to becoming a provider of health care -- is the appropriate role," Stafford said. "Access to these data could equitably generate revenue that could offset premium subsidies for the uninsured/underinsured and/or financially disadvantaged. This environment would allow for continual improvements in the health care system without removing incentives for innovation or eliminating the significant segments of the system that work very well today via the private marketplace."

Other key statistics from this year's Survey results:

 
  • The average increase for all plan types was 7.3%
  • PPO plans have nearly two-thirds of all
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Source: PRWeb
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